My nephew, who doesn't know this site exist, just moved back north from Maryland. While he is living down there he exhibits erractic immature behavior patterns. Wait he is only 21. He runs up bills and then calls aunty Bev, my wife, who takes care of a modest, read small here, trust that he has since his dad died and my wife agreed to take care of the trust if anything ever happened to his father, my wifes brother. Nephew while living in Maryland gets pinched for O.U.I., a few moving violations, nothing to spectacular compared to the O.U.I. These violations only add to his austere driving record he has compiled in his home state. Nephew calls aunty and ask her to bail him out bill wise. Doesn't tell the whole truth, aw gee. I even talked aunty, my wife, into throwing him a few more dollars. Thats o.k. for now. Then nephews roomates move and he can't float apartment on his own. Tries to find othe roomates. No luck. Don't hear form him for awhile. Suddenly he is back up north. North of Massachusetts if you get the hint. Calls other uncle and says he need loan for bill consolidation. Uncle calls aunt. Aunt, my wife, the seer of all thats is wrong (I should know) guesses the kid is gambling on-line. This she gleans from a conversation that nephew had with great uncle about card playing she overheard. Aunty tells uncle to call his bluff, because she said nephew would fold like a house of cards. He calls bluff and nephew spills the beans. This stupid twirp gets bored and goes on line to a casino. He doesn't have room on his maxed out plastic, but guess what, the on-line casinos have a majic credit card instant approval machine. My nephew in one night gets three aprrovals on-line for $5000.00 when he earns only $400.00 a week and owed $2700.00 on plastic allready, which aunty sent him money to pay off. All he had to do was give them his bank and his checking and savings account numbers. After this night of gambling fun was over every cent he deposited into either account was garnished by the impoverished gambling company. Every check he wrote bounced, because casinos had his account numbers to which he deposited his meager earnings. So now when he moved up here he had $700.00 in check overdraft charges also, because it did dawn on Marblehead that the casinos would take the money from his accounts. He is back here a week and woman hit him head on, crash was her fault, but nephews license was suspended up north because of reciprocity and inability to follow driving rules in Maryland. Now no car, and one more pending problem in court. Aunty decides to buy car with trust money. Spends three weeks doing that until successful. Called up north to get insurance for it and no company will insure nephew, because, guess what, his inabilty to drive appropriately. Wife and I never had any kids. I think thats why her brother asked her to watch the money if he died. All this chit though is like having kids. The only problem is all we ever get is the grief and never get any of the good stuff. Now he gets no car, because aunty can't get insurance, and he bullchited aunty one too many times. And he has to use public transportation to any job up north he might be lucky enough to land. Their is more to this but I'm going to bed.........

Dont give up on the kid. He's learning the tough way. Dont give up on him remind him he aint alone.. Hopefully sooner than later he'll have a nice awakening.

He has just lost any help from the trust until he turns 22, which is eight months.