The President and the Democratic leaders in Congress championed this bill and they said it was going to lower the cost of healthcare,” not according to a young Christian College student whose health insurance is going to double from about 600 a year to over 1300 dollars when he returns to college in the fall. He is begining to learn what "Hope and Change is." I am sure other colleges will be dropping their health plan and opting for Obama Care.

This is only the beginning, those of us that have health care thru our employer will be dropped, employer will pay the fine for dropping us which is a small price compared to what they will be saving in the long run.

This is only the beginning, those of us that have health care thru our employer will be dropped, employer will pay the fine for dropping us which is a small price compared to what they will be saving in the long run.
Before I left my last company, this is exactly what I was suggesting to my business partner. At the time, the company was under the threshold number of employees for ObamaCare but any expansion and it would make far more sense to not provide health care and pay the penalty (read as: tax).

Before I left my last company, this is exactly what I was suggesting to my business partner. At the time, the company was under the threshold number of employees for ObamaCare but any expansion and it would make far more sense to not provide health care and pay the penalty (read as: tax).

I'd really like for Spence or Zimmy to respond to your post, and tell me why I should believe Obama's claim that Obamacare will lower costs.

No one, not even supreme beings like Obama, can add folks to the rolls and expand coverage, for less money. Not unless we all go to Guatemala for medical care.

Obama had a Democrat-controlled legislature for two full years. And his single prominent legislative achievement is (1) not going to reduce costs as claimed, and (2) about to be deemed illegal by the Supreme Court.

Other than the fact that Obamacare is (1) not working as advertised, and (2) illegal, it's great, though.

Obama had a Democrat-controlled legislature for two full years. And his single prominent legislative achievement is (1) not going to reduce costs as claimed, and (2) about to be deemed illegal by the Supreme Court.



Yup, two years while he had the majority wasted, when he could and should of been working on jobs and the economy. Too little too late.

I'd really like for Spence or Zimmy to respond to your post, and tell me why I should believe Obama's claim that Obamacare will lower costs.

No one, not even supreme beings like Obama, can add folks to the rolls and expand coverage, for less money. Not unless we all go to Guatemala for medical care.

Obama had a Democrat-controlled legislature for two full years. And his single prominent legislative achievement is (1) not going to reduce costs as claimed, and (2) about to be deemed illegal by the Supreme Court.

Other than the fact that Obamacare is (1) not working as advertised, and (2) illegal, it's great, though.
How about this??? (emphasis mine)

Maine deregulates the insurance market. Premiums fall.

When the 2010 electoral wave carried in Republican Governor Paul LePage and a GOP legislature, and they took modest steps to deregulate the insurance market. Insurers are now allowed to sell policies for premiums that range from 3 to 1 on the basis of age, rather than the prior 1.5 to 1, and to offer incentives or discounts for consumers to choose high-value providers.

...

The returns are now rolling in for the new coverage that can be offered starting on July 1, and premiums are falling by as much as 69% for Maine's dominant insurer, Anthem.
ObamaCare in Reverse - Johnny Fever - Open Salon (http://open.salon.com/blog/mission_fever/2012/05/31/obamacare_in_reverse)

The President and the Democratic leaders in Congress championed this bill and they said it was going to lower the cost of healthcare,” not according to a young Christian College student whose health insurance is going to double from about 600 a year to over 1300 dollars when he returns to college in the fall. He is begining to learn what "Hope and Change is." I am sure other colleges will be dropping their health plan and opting for Obama Care.

This is only the beginning, those of us that have health care thru our employer will be dropped, employer will pay the fine for dropping us which is a small price compared to what they will be saving in the long run.

Any chance you can specify how the health care bill caused the change in price? Most of the bill doesn't even start to go into effect until after 2013. This isn't more right wing "my perception must be reality" ? Or is the spin going to be "Obama said it will go down, but it is going up."? Where did you get your info? Did you investigate the details? Any idea how much health care has gone up over the last 20 years? I understand how if one doesn't like Obama, you could get riled up by this crap, but come on... is it even honest? Sounds like a chain email, actually, or some nutso right wing talk show :yak5:

:rotf2: How about this??? (emphasis mine)

Maine deregulates the insurance market. Premiums fall.


ObamaCare in Reverse - Johnny Fever - Open Salon (http://open.salon.com/blog/mission_fever/2012/05/31/obamacare_in_reverse)

But, if Obama care can make someones prices double, how can they be going down somewhere else :rotf2: This is some funny shizzle.

Electricity deregualtion sure was a boon to consumers.

:rotf2:

But, if Obama care can make someones prices double, how can they be going down somewhere else :rotf2: This is some funny shizzle.

Electricity deregualtion sure was a boon to consumers.
You might have answered your own question in your previous post:
Any chance you can specify how the health care bill caused the change in price? Most of the bill doesn't even start to go into effect until after 2013.

You might have answered your own question in your previous post:

So then the whole premise of the original post is invalid. I wasn't even 100% sure it was since the details of it are nonexistent, but I am glad to find out that I was correct.
I think I will call up one of the national right wing wack jobs and tell them "as a youngish aged Christian, my health care costs have gone up 300% since the law passed, and the moon slowed its orbit around the Earth." That'll get em going.

Any chance you can specify how the health care bill caused the change in price? Most of the bill doesn't even start to go into effect until after 2013. :

In 2011 the things that went into effect include:

No annual limit or lifetime limits on essential benefits
Coverage for adult children up to age 26
No pre-ex exclusion for enrollees under 19.

All relatively tiny additions to healthcare costs according to the actuaries but they must be wrong according to "a young Christian College student whose health insurance is going to double from about 600 a year to over 1300 dollars when he returns to college in the fall"

Our State deregulated Auto insurance a while back and my premiums
dropped from $2,000/yr to $1,100/yr for my car and truck.

The Administration has it arse backwards, allow interstate health insurance competition and Tort reform FIRST before spending 2 years concocking some 3,000 page program that no one has a clue of it's entireity.
But common sense like that has been too much to ask for.

SPEAKING OF COMMON SENSE....

i seem to have allot more of it than my primary care physician
who will prescribe for me all kinds of medications that have worse
side effects and cause other subsequent problems than what my original
health malady required.

They all have a similar attitude and that is (pills will fix everything )

that a certain segment of the population will have adverse side effects
and for the most part this is a safe to use medicine for the general population.

With all do respect, we all need to be responsible for our own health. If you have an ailment, you can either take a medication and deal with the side effects or not take the medication and deal with the sickness. Doctors aren't going to prescribe you a selection of herbs and homeopathic therapies for whatever ailment you have.

It's each of our own responsibilities to ask questions about the side effects of a medication and make your own decisions about whether the side effects are worth it or not.

This is coming from someone who's fiance is a primary care provider and does everything in her power *not* to unnecessarily prescribe medications.

SINCE

Doctors aren't going to prescribe you a selection of herbs and homeopathic therapies for whatever ailment you have.

It's each of our own responsibilities make your own decisions about
.
your own Health


Rather than rely on a 22,000 pages of Bullshet OBAMA health Care Plan

well spoken JD

Our State deregulated Auto insurance a while back and my premiums
dropped from $2,000/yr to $1,100/yr for my car and truck.

The Administration has it arse backwards, allow interstate health insurance competition and Tort reform FIRST before spending 2 years concocking some 3,000 page program that no one has a clue of it's entireity.
But common sense like that has been too much to ask for.

Exact same auto policy? By the way, I hear common sense tossed around all the time in this forum. Common sense says that one should not fall for the bs that a law that hasn't taken affect is the reason that some random persons health care costs doubled. Common sense says people should actually investigate the details of claims, analyze actual costs/effects etc. before drawing conclusions. Common sense isn't very common, but it is sure brought up all the time.

So then the whole premise of the original post is invalid. I wasn't even 100% sure it was since the details of it are nonexistent, but I am glad to find out that I was correct.
I think I will call up one of the national right wing wack jobs and tell them "as a youngish aged Christian, my health care costs have gone up 300% since the law passed, and the moon slowed its orbit around the Earth." That'll get em going.

U R not correct! :)

Here it is Zimmy:

Christian College Says ObamaCare Will Double Insurance Costs | FOX News & Commentary: Todd Starnes (http://radio.foxnews.com/toddstarnes/top-stories/christian-college-says-obamacare-will-double-insurance-costs.html)

and you can not just go by the state of Maine, did they invent the "Tooth Brush."

Exact same auto policy? .

Same Agent, same coverage, different company.

Here it is Zimmy:

Christian College Says ObamaCare Will Double Insurance Costs | FOX News & Commentary: Todd Starnes (http://radio.foxnews.com/toddstarnes/top-stories/christian-college-says-obamacare-will-double-insurance-costs.html)

and you can not just go by the state of Maine, did they invent the "Tooth Brush."

Too bad the article doesn't specifically state why the cost increased at this school. What component of the law went in to effect that changed the premium? Did the school have other options available that the school chose not to pursue?

"The college said even though students will pay a higher price, they will also get better benefits. The letter to students explained that the $115 per month charge is “particularly inexpensive compared to the cost of most plans (usually at $400 per month for an individual).”

I wonder how many of these basic questions fox news asked? Almost certainly, none. Better to run with it since it fits the mantra of farse and unbalanced news.

Same Agent, same coverage, different company.

That is pretty nice difference. I had to look into it, since dereg happened since I moved out of mass. Sounds like the average premium has decrease 12%, which is still pretty good. The state setting prices was stupid. For some reason, I can't seem to find what the set prices for health care under the new law are.

Health Insurance costs are skyrocketing for me and my wife. My company no longer allows her to be on my insurance because her company offers a plan. Her company does not allow me on hers since my company offers a plan. This is all new. Now we have 2 deductibles to hit (so much for family coverage plans). The price we are paying for Health Care is insane. Both of our companies blame the rising cost of insurance and point the finger to the insurance companies. Why is it rising??? I’m not sure (coincidence to Obama care? Who knows but I tend to think so) It does piss me off that others get free Health Care when I have to pay through the nose for coverage and knowing my taxes are going to pay for their health care. The reality is the rising costs are REAL and hitting SOME folks hard…………..

Handouts are killing this country, when are we going to wake up?

Health Insurance costs are skyrocketing for me and my wife. My company no longer allows her to be on my insurance because her company offers a plan. Her company does not allow me on hers since my company offers a plan. This is all new. Now we have 2 deductibles to hit (so much for family coverage plans). The price we are paying for Health Care is insane. Both of our companies blame the rising cost of insurance and point the finger to the insurance companies. Why is it rising??? I’m not sure (coincidence to Obama care? Who knows but I tend to think so) It does piss me off that others get free Health Care when I have to pay through the nose for coverage and knowing my taxes are going to pay for their health care. The reality is the rising costs are REAL and hitting SOME folks hard…………..

Handouts are killing this country, when are we going to wake up?

How much did your HC costs rise during Bush? I know ours have gone up pretty steady since before Jan 2009......

How much did your HC costs rise during Bush? I know ours have gone up pretty steady since before Jan 2009......

Why does that matter? Obama did not claim that his law was going to "cause costs to rise, but by a smaller amount than they increased under Bush".

Obama said Obamacare would lower costs. Decrease. Not "increase at a lower rate per annum."

You can't insure more people, and increase coverage (like free birth control) for less money. Not possible.

Too bad the article doesn't specifically state why the cost increased at this school. What component of the law went in to effect that changed the premium? Did the school have other options available that the school chose not to pursue?

"The college said even though students will pay a higher price, they will also get better benefits. The letter to students explained that the $115 per month charge is “particularly inexpensive compared to the cost of most plans (usually at $400 per month for an individual).”

I wonder how many of these basic questions fox news asked? Almost certainly, none. Better to run with it since it fits the mantra of farse and unbalanced news.

Zimmy, how is this for you?

Non-Partisan CBO Director Says ObamaCare Will Raise Costs | Speaker.gov (http://www.speaker.gov/general/non-partisan-cbo-director-says-obamacare-will-raise-costs)

Some quotes...

"Douglas Elmendorf, the independent, non-partisan head of the Congressional Budget Office (CBO) provided further confirmation that ObamaCare will increase health care costs"

" Towers Watson study, which found near unanimity among businesses that ObamaCare will accelerate health care costs"

"devastating report by the Obama Administration’s own Centers for Medicare & Medicaid Services (CMS) that concluded the law will raise Americans’ health care costs"

Zimmy, how much evidence do you need, in addition to basic common sense, before you admit that ObamaCare will increase costs?

I'm not saying that spending money to save people is bad...quite the contrary. Bush spent a ton of money in Africa to fight AIDS, and he is credited with saving one million lives in Africa. That's money well spent, in my opinion. If my taxes increase to save one million lives, great!

I'm not upset, in and of itself, that Obamacare will cost more. I'm upset that Obama said with a straight face that it would lower costs. Everyone not blinded by ideology knew that was wrong, and now we have a Himalayan mountain of evidence to prove it's wrong. Zimmy, I don't think even Obama is still claiming costs will go down. But you go on believing it, just because it makes him look good.

But you go on believing it, just because it makes him look good.

Come on Jim, I would think you are smarter than that. I didn't say I even believed him To me it is the least important issue of the health care law. What I want to see is one real piece of evidence that the doubled price of insurance for the kid in the first article was because of the health care law, which mostly goes into effect in 2014. The link you post doesn't do that either. Did anyone ever learn the basics of data analysis. Correlation does not mean causation. If it is true, I will be the first to say it, but someone please find an actual connection between the Fox Spews report and the law. There are 1000's of pages of actual climate data that the right completely disregards as a global conspiracy for people who "want" global warming, yet when stuff like this pointless article come up, no one wants data to know if it is actually true?

by the way... let's not leave out what the guy from the cbo actually said:
"the health legislation will increase the federal budgetary commitment to health care."

It doesn't say kids in Catholic schools will have their premiums double. What are the facts?

How much did your HC costs rise during Bush? I know ours have gone up pretty steady since before Jan 2009......

Nothing like the past 2 years for us.
Posted from my iPhone/Mobile device

How much did your HC costs rise during Bush? I know ours have gone up pretty steady since before Jan 2009......

Health insurance companies must have known 10 years ago that Obama was going to quit his job as an organizer of the black panthers, lie about his birth, and do voodoo on his opponents en route to the white house.

Health insurance companies must have known 10 years ago that Obama was going to quit his job as an organizer of the black panthers, lie about his birth, and do voodoo on his opponents en route to the white house.

Interested to see the chart from 2009 -2012.
Why over the last 2 years has my employer and my wife’s employer changed the coverage so that a working spouse cannot be covered under the others plan?? That little change now causes our family to have 2 separate deductibles and a much high overall health care cost. One for me and one for my wife. We ended up putting the kids on my plan.
A chart and graph can be spun anyway the maker wants, all I know is over the past 2 years my families total overall healthcare cost has increased exponentially.

Interested to see the chart from 2009 -2012.
Why over the last 2 years has my employer and my wife’s employer changed the coverage so that a working spouse cannot be covered under the others plan??

B/C the companies know that you (and your wife) have the opportunity to get your respective coverage through their own employeer and feel that they shouldn't have to pay the family rate when the single rate is cheaper.

Companies frequently give you $ if you get coverage through a spouse's employment.

Good for the company, sucks for you.

Once the
legal community gets involved you may see that it is illegal for companies to force you and your spouse to enroll in separate plans of two different insurance companies.
Just a matter of time before there is a class action lawsuit or something like Obamacare to resolve it, don' know.
Posted from my iPhone/Mobile device

by the way... let's not leave out what the guy from the cbo actually said:
"the health legislation will increase the federal budgetary commitment to health care."

It doesn't say kids in Catholic schools will have their premiums double. What are the facts?

Zimmy, you are correct, correlation does not mean causation.

But did you read the article I posted. Those guys, with access to real data, said that Obamacare will increase healthcare costs.

Zimmy, do you doubt, at this point, that Obamacare will increase costs? Where is your proof of that? All you're doing is trying desperately, and unsuccessfully, to poke holes in what everyone else is saying. Do you have any data, any at al, to suggest it will lower costs?

I'll say it again...you cannot add millions to the healthcare system, and give more coverage to them, without increasing costs. It's not possible. Common sense says it's not possible, economics 101 says it's not possible, the CBO says it's not possible, Towers Perrin says it's not possible, and Obama's own agency says it's not possible.

The only basis for denying the increased costs is a fanatical devotion to Obama. There's no other explanation.

But did you read the article I posted. Those guys, with access to real data, said that Obamacare will increase healthcare costs.



Jim, please show me where in the article it gives any indication that the kids insurance costs doubled because of the law.

The article says "federal burden" will increase. I am not interested in semantics that the federal burden is on us.

Again, I am not saying costs won't go up. I want to know the validity of stating the kids costs doubled because of the law. Apparently, we are two pages in to this and there is not one shred of evidence.


If you are going to keep posting information that makes assumptions about what I think and are your own strange projections , I won't be responding to you again for a long time.

Jim, please show me where in the article it gives any indication that the kids insurance costs doubled because of the law.

The article says "federal burden" will increase. I am not interested in semantics that the federal burden is on us.

Again, I am not saying costs won't go up. I want to know the validity of stating the kids costs doubled because of the law. Apparently, we are two pages in to this and there is not one shred of evidence.


If you are going to keep posting information that makes assumptions about what I think and are your own strange projections , I won't be responding to you again for a long time.

Zimmy, Obamacare increases coverage. That increases costs.

JohnnyD said that Obamacare would increase costs for him. That wasn't good enough for you.

You yourself said that federal burden for healthcare will increase. That means we're spending more on healthcare, which means healthcare costs go up.

I'm not saying that Obamacare is going to mean that my doctor charges me more when I go to get antibiotics.

Zimmy, here is another art5icle about Obamacare increasing costs, maybe this will suffice...

Christian College Says ObamaCare Will Double Insurance Costs | FOX News & Commentary: Todd Starnes (http://radio.foxnews.com/toddstarnes/top-stories/christian-college-says-obamacare-will-double-insurance-costs.html)

Quotes...

"HHS did say that students will have added benefits under the law – including a rule that prevents insurance companies from putting an annual limit on student health plans"

Zimmy, most plans have limits on the maximum annual benefit...Obamacare does away with this...this means the companies have to pay more benefits, which means the cost must increase.

Good enough? Satisfied?

Obama also bragged that Obamacare would prohibit carriers from dropping people with pre-existing conditions. This necessarily costs insurance companies more, which means the premiums must increase. A child understands this.

Here is another piece...

Obamacare Increases Health Insurance Premiums (http://www.heritage.org/research/reports/2010/09/obamacare-increases-health-insurance-premiums)

"The Congressional Budget Office (CBO) estimates that the benefit mandates in Obamacare—in combination with the limited cost-sharing—will increase premiums 27–30 percent in the individual market and up to 3 percent in the small group market"

"Limits on Deductibles

Individuals who do not have co-payments or deductibles lack “skin in the game” and thus have less incentive to economize on their use of health care services. This results in higher premiums for their health insurance. The CBO concludes that a 10 percent decrease in cost-sharing typically increases health care spending by 1–2 percent"

"The average 60-year-old consumes about six times as much health care as the average 20-year-old, but Obamacare mandates that insurers charge the oldest individuals in the risk pool no more than three times the lowest rate. As a result, young individuals will pay much more than the actuarially fair amount for their premiums. Management consulting firm Oliver Wyman estimated that premiums will rise by 45 percent for those age 18–24, 35 percent for those age 25–29, and 26 percent for those age 30–34."

"In order to charge individuals a fair premium, insurers in the individual market engage in underwriting to determine applicant risk. That is, healthy individuals are less of a risk and thus enjoy lower premiums, the same way good drivers get discounts on their auto insurance. Obamacare bans this type of underwriting to rate premiums. The result will be higher premiums for the vast majority of individuals who are relatively healthy. "

"Obamacare is set to reduce the reimbursements doctors and hospitals receive for Medicare. A 2006 Health Affairs piece finds that a 1 percent relative decrease in the average Medicare price is associated with a 0.17 percent increase in the corresponding price paid by privately insured patients. The study found that cost shifting from Medicare and Medicaid to private payers accounted for 12.3 percent of the total increase in the price of private insurance from 1997 to 2001"

"Obamacare includes many new taxes, including a 2.3 percent excise tax on medical devices and annual fees on health insurance providers. A tax placed on insurance companies or medical device companies will be passed to consumers in the form of higher premiums. "

Zimmy, two of my hobbies are tennis and chess. In tennis, we call this "game, set, match", and in chess we call this "checkmate".

Good luck coming coming up with a "yeah, but..." response to this. Try to refrain from calling me a racist...

Zimmy, here is more...

"http://www.forbes.com/sites/aroy/2011/08/09/medicare-actuary-obamacare-will-triple-the-growth-rate-of-net-insurance-costs/"

"Well, the Office of the Actuary in the Centers for Medicare and Medicaid Services recently put out its annual projections of national health care spending. And, contrary to the President, the actuaries find that Obamacare will dramatically increase the near-term growth rate of health care costs. In 2014, the actuaries find that growth in the net cost of health insurance will increase by nearly 14 percent, compared to 3.5% if PPACA had never passed. The growth rate of private insurance costs will rise to 9.4 percent, from 5.0 percent under prior law: an 88% increase."

Zimmy, enlighten us, tell us why it is that you (and Obama)know more than the Medicare and Medicaid actuaries?

Obama will not utter one breath about Obamacare in this campaign unless the issue is forced. If he really believes that he could increase coverage while reducing costs, he doesn't understand economics 101, and clearly he's not smart enough to lead the economy.

Personally, I'll gladly pay more in taxes if it genuinely helps people. But I know there's no such thing as getting something for nothing. It does not exist, despite what hard-core liberals claim.

The man is unfit for the job, in WAY over his head.

Never mind... you apparently don't get the question. This thread is about a bs report that a kids health care costs doubled because of the health care law. You say moronic statements about me and Obama knowing more than the actuaries. Completely irrelevant to this thread. You post info that costs will be 11% higher than if the law hadn't passed. What the difference in coverage is with those increases is irrelevant, as I had no interest in discussing details of the law beyond whether it is legitimate and factual that a law that hasn't gone into full effect doubled a poor Christian boys health care costs. Even in your attempts to disprove your fantasy that I have said the law will decrease costs, you reinforce what I have said in my comments about the original post. The law didn't double his costs, even though the right is running that it did. Why do they have to lie and distort everything? Maybe I'll give you a try again after the summer. Later, Jim.

Never mind... you apparently don't get the question. This thread is about a bs report that a kids health care costs doubled because of the health care law. You say moronic statements about me and Obama knowing more than the actuaries. Completely irrelevant to this thread. You post info that costs will be 11% higher than if the law hadn't passed. What the difference in coverage is with those increases is irrelevant, as I had no interest in discussing details of the law beyond whether it is legitimate and factual that a law that hasn't gone into full effect doubled a poor Christian boys health care costs. Even in your attempts to disprove your fantasy that I have said the law will decrease costs, you reinforce what I have said in my comments about the original post. The law didn't double his costs, even though the right is running that it did. Why do they have to lie and distort everything? Maybe I'll give you a try again after the summer. Later, Jim.

"This thread is about a bs report that a kids health care costs doubled because of the health care law"

I addressed that directly. One of the provisions in Obamacare is that there is a limit in the surcharge that insurance companies can levy on older and unhealthy people. When companies must charge less for old and sick people, that necessarily means that young and healthy people (like students) must pay more. Additionally, the college kid has mandatory higher limits on maximum benefits. That means his carrier must provide more benefit, which means he must pay more.

Obamacare mandated that the college kids get more coverage, and more significantly, Obamacare mandates that we reduce the discount that we give to young, healthy people.

Obamacare increases benefits, thus it drives up costs. My cat understands this by now. Obama himself is no longer claiming that Obamacare won't increase costs.

Either you are wrong, or everyone else is wrong, and the "everyone else" includes smart people who crunth these numbers for a living.

Good day.

Is there anyone out there that can at least put up a link that shows what has been implemented in the law that doubled this kids insurance? Despite the nonsense of some people on here, I am not making any claims either way about whether costs will rise. All I can find though is that a school or a student "claims" the law is causing prices to double. It reminds me of when yozuri darters went from $9 to $16. Yozuri claimed it was because the price of magnetic balls went up, but there was little evidence in the metals market that a few tiny balls should cause an 80% increase in the lure. Oh well, we won't have to worry about it anyway, the Mayan calender ends soon so the end of civilization is right around the corner.

Is there anyone out there that can at least put up a link that shows what has been implemented in the law that doubled this kids insurance? Despite the nonsense of some people on here, I am not making any claims either way about whether costs will rise. All I can find though is that a school or a student "claims" the law is causing prices to double. It reminds me of when yozuri darters went from $9 to $16. Yozuri claimed it was because the price of magnetic balls went up, but there was little evidence in the metals market that a few tiny balls should cause an 80% increase in the lure. Oh well, we won't have to worry about it anyway, the Mayan calender ends soon so the end of civilization is right around the corner.

"Is there anyone out there that can at least put up a link that shows what has been implemented in the law that doubled this kids insurance?"

I posted something along those lines. I'll do it again...Here is the link that itemizes some of the features of Obamacare that will increase costs...

Obamacare Increases Health Insurance Premiums (http://www.heritage.org/research/reports/2010/09/obamacare-increases-health-insurance-premiums)

Some key items...here's the biggie for college kids...

Minimized Youth Discount

"The average 60-year-old consumes about six times as much health care as the average 20-year-old, but Obamacare mandates that insurers charge the oldest individuals in the risk pool no more than three times the lowest rate. As a result, young individuals will pay much more than the actuarially fair amount for their premiums. Management consulting firm Oliver Wyman estimated that premiums will rise by 45 percent for those age 18–24,"

Do you understand Zimmy?? Among other things,Obamacare mandates that companies must reduce the discount they give to young, healthy folks, like college students...

Some other drivers...

Mandated Benefits

Obamacare mandates that insurance companies cover a minimum package of benefits. The more comprehensive and generous the insurance, however, the more expensive it will be. The Congressional Budget Office (CBO) estimates that the benefit mandates in Obamacare—in combination with the limited cost-sharing—will increase premiums 27–30 percent in the individual market and up to 3 percent in the small group market

" Elimination of the Good Health Discount

In order to charge individuals a fair premium, insurers in the individual market engage in underwriting to determine applicant risk. That is, healthy individuals are less of a risk and thus enjoy lower premiums, the same way good drivers get discounts on their auto insurance. Obamacare bans this type of underwriting to rate premiums. The result will be higher premiums for the vast majority of individuals who are relatively healthy"

No Annual or Lifetime Limits on Health Benefits and Mandated Coverage of Children Under 26

These provisions are already taking effect, and they raise the cost of providing insurance. Several insurers have attributed a portion of their annual rate hikes for this year to provisions in Obamacare

"Obamacare includes many new taxes, including a 2.3 percent excise tax on medical devices and annual fees on health insurance providers. A tax placed on insurance companies or medical device companies will be passed to consumers in the form of higher premiums"

Several insurers have attributed a portion of their annual rate hikes for this year to provisions in Obamacare


One last thing :) Thanks for pointing this out. A portion makes sense. Based on all available information, the school claiming the law doubled the cost for the kid is almost certainly a distortion or, worse yet, a lie.

The President and the Democratic leaders in Congress championed this bill and they said it was going to lower the cost of healthcare,” not according to a young Christian College student whose health insurance is going to double from about 600 a year to over 1300 dollars when he returns to college in the fall. He is begining to learn what "Hope and Change is." I am sure other colleges will be dropping their health plan and opting for Obama Care.

This is only the beginning, those of us that have health care thru our employer will be dropped, employer will pay the fine for dropping us which is a small price compared to what they will be saving in the long run.

those 1200 or so (many more applied for and denied)Obamacare Waivers were probably unecessary...right???

Student Health Insurance - NJCU :: Office of the Controller - NJCU :: Office of the Controller (http://web.njcu.edu/sites/controller/content/student_health_insurance.asp)

In fact, the NJ State Colleges and Universities have come together to develop a group plan in an effort to keep costs as low as possible, while offering comprehensive student insurance package. The increases indicated are caused by the Public Health Service Act and the Affordable Care Act signed into law by President Obama in 2010. A provision of that act that is now in effect requires that College and University Student Health Plans meet certain minimum coverage requirements.

In addition to the State mandates, the United States Department of Health and Human Services has issued proposed that would establish rules for student health insurance coverage under the Public Health Service Act and the Affordable Care Act. Some of the major coverage changes are as follows:

■Plan maximum goes from $50,000 to $100,000
■Rx maximum increases $1000.00 to $100,000

■Wellness benefit increases to $100,000 without co-pay or deductible for in-network services.

William Paterson University - Health Insurance - Explanation of increase (http://www.wpunj.edu/studentaccounts/health-insurance-explanation+of+increase.dot)

Health Insurance - Explanation of increase-This year student health insurance cost will be increasing from $250 to $715 annually for undergraduate and from $361 to $1,033 for graduate students. In addition to the State mandates, the United State Department of Health and Human Services has issued proposed regulation that would establish rules for student health insurance coverage under the Public Health Service Act and the Affordable Care Act.

As the new federal health care laws and regulations are implemented over the next several years we know that we will be required to improve the level of coverage offered by our plan and consequently the cost of the premium will continue to increase due exclusively to those mandated changes.



Read more here: http://www.idahostatesman.com/2012/04/20/2082347/college-students-must-still-carry.html#storylink=cpy

MOSCOW — The Idaho State Board of Education opted Wednesday to keep its mandate that full-time public college and university students be insured.
Several institutions asked the board to suspend the rule for a year because of unexpected sharp increases in premiums. But the board ultimately decided the risk of having uninsured students outweighed the increased costs they will have to absorb.
In 2009, Lewis-Clark State College, Boise State University and Idaho State University joined in a consortium to purchase student health insurance in an effort to keep down costs. The effort largely worked until this year

The premium increases, revealed earlier this month, would hike costs at LCSC from $1,232 per year to $1,703, a 38.2 percent jump. ISU students will see a 46.5 percent increase to $1,861, and Boise State University students a 30.9 percent increase to $2,124.


UI financial Vice President Ron Smith spoke strongly against a yearlong waiver of the mandate due to the fear that healthy students would opt to go uninsured and shrink the pool of participants. That would likely lead to higher premiums next year.




http://www.northampton.edu/Student-Resources/Bursar/Health-Insurance.htm

Anticipated Student Insurance Rate Increase


New healthcare reform legislation mandates that 2012-2013 student insurance plans must provide increased coverage. These benefit requirements are expected to increase the cost of the student insurance plan. Premiums are anticipated to be between $1,400-$1,800 per year.

I checked(that's up from $654)




http://articles.courant.com/2010-09-17/business/hc-anthem-rate-hike-0918-20100917_1_large-group-and-middle-market-plans-small-group-hmo-plans-federal-health-reform

State OKs Anthem Rate Hikes, Some More Than 20 Percent

September 17, 2010|By MATTHEW STURDEVANT,

The state's largest health insurer was granted rate hikes Friday that will be well over 20 percent for some plans, drawing sharp criticism from the attorney general.

Anthem Blue Cross and Blue Shield in Connecticut requested a wide range of premium increases, which will take effect Oct. 1, to cover the costs of new benefits required by federal health reform. Higher prices mostly affect new members shopping for a health plan on the individual market rather than people who have group plans through an employer or some other organization.


The Connecticut Department of Insurance approved Anthem's request without changes, including a boost of as much as 22.9 percent just to comply with one provision: eliminating annual spending limits per customer

I will look into the details of scott's post to confirm. I went to the first link.
"For the 2012-13 academic year student health insurance cost will be increasing from $715 to $855."
Student Health Insurance - NJCU :: Office of the Controller - NJCU :: Office of the Controller (http://web.njcu.edu/sites/controller/content/student_health_insurance.asp)

That is about a 15% increase. Pretty sure that isn't double.

your initial question regarding the first post was....


Any chance you can specify how the health care bill caused the change in price? Most of the bill doesn't even start to go into effect until after 2013. This I understand how if one doesn't like Obama, you could get riled up by this crap, but come on... is it even honest? Sounds like a chain email, actually, or some nutso right wing talk show :yak5:

there's no shortage of these

Coverage for the new plan year beginning August 1, 2011-July 31, 2012 will be offered through United Health Care. More information will be posted on this website by Mid May. The Annual rate for the Voluntary plan will be $1768.

Drake’s Student Health Insurance
for the Coverage Period of August 1, 2012-July 31, 2013

NOTICE: As of March 16, 2012, new federal Health Care Reform regulations were passed. These changes will result in substantial student health insurance policy changes beginning August 1, 2012. The premium will increase to include the required increased minimum insurance coverage levels.

Zimmy:

college healthcare cost will vary,some will pay a small increase and others will cost a lot more depending on type of coverage.

basically U have been wrong!!! U probably want to cover yourself by saying U R half right, "NA NA.... :)

Zimmy:

college healthcare cost will vary,some will pay a small increase and others will cost a lot more depending on type of coverage.

basically U have been wrong!!! U probably want to cover yourself by saying U R half right, "NA NA.... :)

Actually, not one thing posted in this entire thread verifies that the contents of the article in your first post are accurate. I have been wrong plenty of times in these discussions. I will happily admit it that my suspicions that the doubled price is not solely because of the health law, if I am wrong . So basically, I may be wrong, but neither u nor anyone else has demonstrated it. Most of what has been posted backs that up. A few indicate that prices may double for some people, but the only one that is specific (William Patterson) shows that the school did it partially to improve coverage, not that they had no choice because of the law. Please, lets stick with facts. That is all I ever requested from the start.

Actually, not one thing posted in this entire thread verifies that the contents of the article in your first post are accurate.

“Due to the Patient Protection and Affordable Care Act (PPACA – commonly known as health care reform), the cost of student health insurance has doubled,” read the letter from the college’s human resources department....

maybe you should contact the college’s human resources department for clarification, verification, substantiation, :uhuh:

New healthcare reform legislation mandates that 2012-2013 student insurance plans must provide increased coverage. These benefit requirements are expected to increase the cost of the student insurance plan. Premiums are anticipated to be between $1,400-$1,800 per year.

I checked(that's up from $654)

how many percent is that zimmy?

your latest schtick where you are really smart and informed and intelligent and everyone else is ignorant, misinformed and willing victims of lies and propoganda and chain emails isn't going so well :rotf2:

“
your latest schtick where you are really smart and informed and intelligent and everyone else is ignorant, misinformed and willing victims of lies and propoganda and chain emails isn't going so well :rotf2:
Bye bye Scott. My mistake. Took you less than 24 hour to show again what a classy guy you are. :claps: Why don't you call them and you can tell everyone else what you find. I can see what they write.

Colleges are notorious for hiding what are really tuition hikes in various fees. I'm not saying the health costs doubled or whatever. Just that the methods that colleges employ to get to the real cost of attending are arbitrary.
They try and keep the tuition levels competitive with competing institutions - because that's what Mom and Dad go by. Once students are accepted and kids have gone to orientation, and have established a sense that this is the right school - then.....fee shock! Followed by textbook shock.

Bye bye Scott. My mistake. Took you less than 24 hour to show again what a classy guy you are. :claps: Why don't you call them and you can tell everyone else what you find. I can see what they write.


[QUOTES=zimmy]

"the school claiming the law doubled the cost for the kid is almost certainly a distortion or, worse yet, a lie."

"Despite the nonsense of some people on here"

"Never mind... you apparently don't get the question"

"This thread is about a bs report that a kids health care costs doubled because of the health care law"

"What a giant piece of simple minded garbage"

"Typical moronic scare tactic based not on the truth or reality, but on what gets people fired up. Almost not worth justifying with a response"


"You say moronic statements about me and Obama "

"a law that hasn't gone into full effect doubled a poor Christian boys health care costs"

"Why do they have to lie and distort everything?"

"Did anyone ever learn the basics of data analysis"

"but someone please find an actual connection between the Fox Spews report and the law"

"I wonder how many of these basic questions fox news asked? Almost certainly, none. Better to run with it since it fits the mantra of farse and unbalanced news."

"I hear common sense tossed around all the time in this forum. Common sense says that one should not fall for the bs that a law that hasn't taken affect is the reason that some random persons health care costs doubled."

"Common sense isn't very common, but it is sure brought up all the time."

"So then the whole premise of the original post is invalid."

"I wasn't even 100% sure it was since the details of it are nonexistent, but I am glad to find out that I was correct."

"I think I will call up one of the national right wing wack jobs and tell them "as a youngish aged Christian, my health care costs have gone up 300% since the law passed, and the moon slowed its orbit around the Earth." That'll get em going."

"This is some funny shizzle."

"This isn't more right wing "my perception must be reality" ?"

"Or is the spin going to be "Obama said it will go down, but it is going up."? Where did you get your info? Did you investigate the details?"

"I understand how if one doesn't like Obama, you could get riled up by this crap, but come on... is it even honest?"

"Sounds like a chain email, actually, or some nutso right wing talk show "

"That and most commentators on there say a bunch of crap that isn't really true, but many in those masses who are listening lack the gray matter to actually analyze multiple sources of information and form valid conclusions"

"How about we elect idiots who want to run things the way they were run 6 years ago? Now that is genius."

"Here it is again? Is this sandman's own words or is this some chain thing he is passing off as his own?"

stay classy GENIUS :uhuh::want:

Scott, your work is done here, you gutted him like a fish, you competely eviscerated him.

We can argue all we want about whether one particular policy saw an increase of 80% or 100%, and we can argue about exactly how much of that is due to Obamacare.

Bottom line...Obama thought he could significantly increase the number of insured folks, and significantly increase the coverage for all, while REDUCING costs, with the wave of his hand. His assumption reveals a breathtaking lack of knowledge of basic economics.

We need somebody with some basic understanding of what is possible, and what isn't.

http://i25.photobucket.com/albums/c66/ravenob1/Bitch.png

It is nice to see all my quotes, but just to be clear, the question about the chain email... it was actually a chain email :biglaugh:

Premium Rate Increase Requests For Two More Health Insurers In Six States Deemed Excessive

In response to health insurance premium rate increases that it deemed excessive, the Department of Health and Human Services has called on Assurant Inc.'s Time Insurance Company and Bedford Park, Ill.-based United Security Life and Health Insurance Company to either offer rebates to customers in six states or rescind premium hikes ranging up to 24 percent.

The recently announced rate hikes affect about 60,000 individual and small group insurance customers in Arizona, Louisiana, Missouri, Montana, Nebraska, and Wyoming. The Patient Protection and Affordable Care Act (ACA) requires health insurers to justify premium increases of more than 10 percent but does not authorize the government to rescind those rates that are found excessive or unreasonable. In March, two insurers in nine states were found to have requested excessive premium rate increases. This latest review results pertain to two other health insurers in six of the nine states for which premium rate increases were first reviewed.


In these six states, the rate increases requested by Time Insurance for individual and small group insurance were identical to those requested by John Alden Life Insurance Company, another health insurance company doing business in the same states—for example 18 percent for individual and 23 percent for small group insurance. United Security requested the highest rate increases, 20 percent in Arizona and 26 percent in Louisiana, but up to 34 percent in Nebraska (still pending review).

"These increases are unreasonable for enrollees of these plans," said Gary Cohen, director of the HHS Center for Consumer Information and Insurance Oversight. Cohen said the rate changes also failed to meet federal standards requiring health insurers to devote at least 80 percent of higher premium revenues to health care services.

Health Reform Talk: Premium Rate Increase Requests For Two More Health Insurers In Six States Deemed Excessive (http://healthcare-legislation.blogspot.com/2012/04/premium-rate-increase-requests-for-two.html)

Here you go Zim
I believe Politico is generally considered an un-biased source

Health care reform: Four inconvenient truths - POLITICO.com (http://www.politico.com/news/stories/0312/74119.html)

Thanks Jimmy. A couple things to take from it:

"It’s not clear whether a lot of people actually expected premiums to go down — but there’s already a perception that the law has increased the cost of insurance, which is feeding the negative attitudes. A Kaiser Family Foundation poll released this week found that 49 percent believe the law has “significantly increased the price of health insurance.That’s not true. An Aon Hewitt survey of health plans found that health insurance premiums on average rose 12.3 percent in 2011 — but only an average of 1.5 percent can be attributed to the health law. And health premiums had been rising for years before the law was passed."
"
"But what is true is that what most people pay for their insurance — either through higher premiums or bigger co-pays and deductibles — aren’t rising more slowly. That’s because the main drivers of rising costs — including technology, expensive new drugs, an aging population, a surge in chronic diseases, and Americans’ propensity to use a lot more health care than many other countries, even if it doesn’t make them any healthier — have nothing to do with the law."

"“President Obama repeatedly promised during the health care debate, ‘if you like your current plan, you will be able to keep it,’” House Energy and Commerce Committee Republicans said in a statement Friday...Sen. Orrin Hatch (R-Utah) cited the 20 million figure, saying: This law keeps getting worse and worse; it needs to be repealed.
Supporters of the law say it’s not as bad as all that. The 20 million figure is the extreme scenario, they point out — CBO says that 3 million to 5 million is more likely. And that’s out of the 161 million Americans who would have had workplace health insurance before the law was passed.
Even in that case, the number is misleading, according to Topher Spiro of the Center for American Progress, because CBO says about 3 million wouldn’t be forced out. They would leave their workplace coverage voluntarily — possibly for better coverage, with subsidies, through the law’s new health insurance exchange"


The devil is in the details on both sides of the issue.

Read more: Health care reform: Four inconvenient truths - POLITICO.com (http://www.politico.com/news/stories/0312/74119_Page3.html#ixzz1wqJPefbs)

of course you ignored Obamas promises. Why the costs are rising is irrelevant. Obama promised they would decline, they have not and will not.

of course you ignored Obamas promises. Why the costs are rising is irrelevant. Obama promised they would decline, they have not and will not.

I haven't ignored that Jimmy, everything I have posted is relevant to the question of the legitimacy of the article. I don't know specifically what his claims were, but I will look into it. I believe it center more on controlling costs, not that they will be lower than they are today. I don't know that for sure and it is beside the point.

I don't know specifically what his claims were, but I will look into it. I believe it center more on controlling costs, not that they will be lower than they are today. I don't know that for sure and it is beside the point.

Zimmy, Obama said costs would decrease. I have never, ever, heard anyone deny that Obama claimed this.

"http://www.factcheck.org/2008/06/obamas-inflated-health-savings/"

"■Obama says he’ll "lower premiums by up to $2,500 for a typical family per year”"

OK, how many fishermen on here are paying $2500 less a year for health insurance, thanks to Obamacare...

"it is beside the point"

If the point is whether or not Obama knows his azz from his elbow, his promises are most certainly not besides the point.

Keep your head in the sand, Zimmy. Take yoru head out for the November elections, and listen to the bell, it tolls for thee.

Zimmy, Obama said costs would decrease. I have never, ever, heard anyone deny that Obama claimed this.

"http://www.factcheck.org/2008/06/obamas-inflated-health-savings/"

"■Obama says he’ll "lower premiums by up to $2,500 for a typical family per year”"

OK, how many fishermen on here are paying $2500 less a year for health insurance, thanks to Obamacare...

You're citing a campaign quote about a specific policy change which isn't necessarily what was implemented as law.

I don't think any discussion on health care costs is valid without a good what if we kept the current course. Even with tort reform and interstate competition (which I support) there still are massive issues.

-spence

"Obama repeated a version of that vow during debate over the federal law, saying the legislation plus some effort to reduce costs from labor unions, and insurance, drug and medical industries “could save families $2,500 in the coming years – $2,500 per family.” That time, the administration had determined the savings in national expenditures could total $2 trillion over 10 years, and with a little math, that works out to $2,500 a year for a family of four. That assumes the savings happen, that is, and that every penny saved somehow translates to lower prices, lower taxes or higher wages for families.
It should be noted that Obama is promising to slow the rate of growth of premiums or health care spending, so costs would still rise, but not by as much."

FactCheck.org : FactChecking Health Insurance Premiums (http://www.factcheck.org/2011/10/factchecking-health-insurance-premiums/)

This is in reference to the campaign statement I see in Spence's post was addressed above. The savings were based on a switch to IT instead of paper. He should have known that there wouldn't be full implementation and that savings wouldn't necessarily get passed on to consumers.

"Obama says his plan will "lower premiums by up to $2,500 for a typical family per year," partly through the use of electronic records. But experts say large savings from health IT are unlikely to flow to consumers.

Desroches points out that the average voter may never see the savings that the RAND study postulates. "Definitely insurance companies and federal and state payers would see savings," Desroches says. "I’m not sure individuals will see savings, [except] in the unlikely event that payers realize these savings and pass them on in the form of lower premiums."

FactCheck.org : Obama’s Inflated Health “Savings” (http://www.factcheck.org/2008/06/obamas-inflated-health-savings/)

You're citing a campaign quote about a specific policy change which isn't necessarily what was implemented as law.

I don't think any discussion on health care costs is valid without a good what if we kept the current course. Even with tort reform and interstate competition (which I support) there still are massive issues.

-spence

"You're citing a campaign quote "

wrong, wrong, wrong. The promise of $2500 decreases was a direct claim about Obamacare, which was passed long after the election. Obama made that promise both as a candidate as a sitting president.

"without a good what if we kept the current course"

Zimmy, Obama said premiums would decrease. He was spectacularly wrong.

"Even with tort reform and interstate competition (which I support) there still are massive issues."

On that we agree. And what's worse, that means we both know more about this issue than Obama. Because he claimed that he could magically decrease costs.

Zimmy, all I'm doing is holding the man accountable for what he said...