Bad week!

Haven't had an accident in ten years. This week I have had two. Both my fault. Reported first to insurance. The second has crumpled fender on the guy I fit and no damage to mine. Since I have very little experience with accidents, I don't know what to do.

I have been told that if I have three accidents, the RMV will pull my license. What about surcharge? Should I just pay out of pocket? Should I report to my insurance?

Thanks

The goal is to avoid the surcharge therefore pay out of pocket.
The surcharge last for about 7 years if you accumulated "4 points". The points decrease only by one point after 3 years accident and moving violation free.
Posted from my iPhone/Mobile device

Thanks.
i am waiting for the other driver to get an estimate. Hoping it is not too bad. Just a crease in fender at wheel well.

Haven't had an accident in ten years.
This week I have had >>> two<<<.
Thanks

So, what's going on? :huh:

Have you been in a hurry? Something else on your mind?