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fishaholic18 07-17-2008 06:55 AM

Quote:

Originally Posted by BigFish (Post 605209)
Question Mike: Why did they send ME a check??

Because 9 out of 10 times cash is king and they figure they'll never hear from you again. Most would be happy to pocket the cash and F%$#@ the vehicle so ins. co gets off cheap. Don't be one of them guys Larry, they will do a supplement if the repair goes over estimate, sometimes it's a PIA waiting game but they'll pay in the end.

fishaholic18 07-17-2008 06:58 AM

Quote:

Originally Posted by thefishingfreak (Post 605456)

And don't ever piss off the painter :hidin:

Great advice...Don't piss anyone who's working on your vehicle off, infact, a coffee goes a long way...I know from experience...:humpty:

likwid 07-17-2008 07:03 AM

Quote:

Originally Posted by thefishingfreak (Post 605456)
And don't ever piss off the painter :hidin:

I saw a drip. :hihi:

blue oyster 07-17-2008 05:34 PM

larry , like many said relax , i did body work for 15 years , i am still a licensed auto damage appraiser and even did a brief stint working as an appraiser at a big ins.co., there are 2 things here , like others have said when the truck goes in for repairs the body shop will call the insurance co. and ask for a supplement the appraiser will come back out and look at the truck agian and you will get more money for repairs .what they want is to see the truck is getting repaired . the other part is the insurance co.s make out when people cash the checks and just throw there own tail light in , it just cost them $ 1200. instead of the $2400(just a guess) that it will cost to have the repairs done right at the bodyshop . and with the economy the way it is many are doing just that . i know i do it because my trucks get rear ended once a year like clock work . the toughest fight you my have is getting a factory bumper they only like to pay for factory bumpers on vehicles less than a year old , good luck

Adam_777 07-17-2008 06:23 PM

Quote:

Originally Posted by fishaholic18 (Post 605476)
Great advice...Don't piss anyone who's working on your vehicle off, infact, a coffee goes a long way...I know from experience...:humpty:


Yup drop it off and tell them take as long as it needs as long as it's done right.Exchange coffee and a firm handshake.Your truck will be well taken care of.

Great advice :uhuh:

Backbeach Jake 07-18-2008 05:33 AM

Quote:

Originally Posted by Squid kids Dad (Post 605449)
Thats the problem..As an insurance appraiser we can only write for VISIABLE damage,,even tho we might think there is additional damage behind the damaged area..We can not write for that damage until it is taken apart at at shop..Its just the process we have to follow...

If you write for damage you can't see, that's fraud, plain and simple. All damage must be measurable or visible, until it is it doesn't exist. Take the truck to the shop and have it torn down. Then stay out of the tech's way.:laugha:

boatracer357 07-18-2008 08:15 AM

insurance
 
You get an estimate and the insurance company might lower the estimate. At this point you get the insuranc eman in a headlock and you almost always get more money out of him.

GattaFish 07-18-2008 08:43 AM

hmm,,,
 
Wow,,, From what I can read here looks like there are a few guys who really have a handle on this Larry,,, Especially in the MA.. I would stay in touch with them,,

As far as the insurance company checks,,, I THINK (JMHO) they low ball it and send part of the payment to the customer then wait for the rest of the bill from the body shop,,, Maybe because if some people get the big check they will just keep it and do nothing and then there are just some insurance companies that are just not that good.:humpty::humpty:

All in all I think you will get some good advice here,,, Try not to raise your blood pressure any more than it already it,,, It will all work out in time,,,,,

BigFish 07-18-2008 02:15 PM

OK! I think we are good to go to the body shop now!:bsod:

Squid kids Dad 07-19-2008 07:03 PM

Quote:

Originally Posted by Grapenuts (Post 605438)
then I guess I shouldn't trust my insurance agent [wife]. I'll go out and tell her shes a liar. ..far to many fine lines in this game of apraisels..insurance co's and bodyshops which are all out to screw the public...and don't tell me there's no "it's who you know"to get things covered or have things changed to benifit the friends/family on the inside....I've seen it first hand...the whole system stinks.

I would not call her a liar at all..Just mis-informed as well as you are..

Raider Ronnie 07-20-2008 08:15 AM

So Larry,
The truck fixed yet ???
From looking @ the pic, it's a 2 day job tops !
Your making this job a MUCH bigger deal than it is !!!

BigFish 07-20-2008 09:44 AM

Just telling you waht the body shop said Ron! 5-10 days......paint, dry time???? I don't know and I don't care I just want it fixed! Got all my ducks in a row, rental car is arranged (truck) and I will go in Monday and make an appointment for the following week as we have memorial services and Angie's family here all week.

Raider Ronnie 07-20-2008 10:33 AM

[QUOTE=BigFish;606186]Just telling you waht the body shop said Ron! 5-10 days......paint, dry time????


Like I said Larry, 2 days, TOPS !
Paint is dry in 15-20 minutes in a booth with a bake cycle !
Probably 2-3 days waiting for the appraiser to show up for the supplement.
I could only imagine the fun if this was the typical heavy hit (border line total) that I fix on a weekly basis ! :err::spin:

BigFish 07-20-2008 10:36 AM

Ronnie....you got no argument from me on the time it should take....I bet 3 days tops. Like I said...just want it right.

Swimmer 07-20-2008 11:03 AM

Fishchick
 
Larry I believe from reading the post about Angie having family she lost someone close. Sorry to hear. I didn't see any other post about it. Give her my regards.


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