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Jim in CT 02-19-2013 09:00 AM

Quote:

Originally Posted by PaulS (Post 985439)
nm

Paul, here is why you are not someone to be taken seriously.

In my first post, I stated that the NYT admitted the charges against Menendez were serious. You keep saying that I somehow "altered" the article to make it seem like the NYT wasn't admitting to the seriousness of the charges. What you are accusing me of, simply didn't happen. It. Did. Not. Happen. Am I going too fast for you?

When I make generalized statements (and I use hyperbole a lot) you think you can refute them by pointing to one exception. Yet you allow yourself the liberty to say things like "Rubio leeching water like a dehumidifier". If you can use hyperbole, why can't anyone else?

The Rubio water thing was all over NBC, MSNBC, and CNN. I haven't seen much coverage of the Menendez story on those outlets, and I follow these things pretty closely. Can I mathematically prove that those stations gave more coverage to Rubio than Menendez? No, I cannot, I don't have the resources to do that. Nor can I prove mathematically that the sun will rise tomorrow, but I'm pretty sure it's the case.

PaulS 02-19-2013 09:25 AM

Quote:

Originally Posted by Jim in CT (Post 985446)
Paul, here is why you are not someone to be taken seriously.You mean because I've proven you wrong?:biglaugh:

In my first post, I stated that the NYT admitted the charges against Menendez were seriousNo you didn't. Your quote was "By the way, here is a piece in the NYT suggesting that at least part of the Menendez investigation is nothing more than a political smear...". You keep saying that I somehow "altered" the article to make it seem like the NYT wasn't admitting to the seriousness of the charges.That is exactly what you did. You took out the part where the paper said that Menendez and his staff thought it was a smear. What you are accusing me of, simply didn't happen. It. Did. Not. Happen. Am I going too fast for you?Wrong, you did. And am I going too fast for you - (in my best Jim in Ct voice) YOU ALTERED THE SENTENCE BY LEAVING OUT THE FIRST PART.

When I make generalized statements (and I use hyperbole a lot) you think you can refute them by pointing to one exception. Yet you allow yourself the liberty to say things like "Rubio leeching water like a dehumidifier". If you can use hyperbole, why can't anyone elseSo you think that my statement laughing at Rubio's sweating is the same as your statement which started the whole post about the amount of press on the 2 issues:rotf2:?

The Rubio water thing was all over NBC, MSNBC, and CNN. I haven't seen much coverage of the Menendez story on those outlets, and I follow these things pretty closely. Can I mathematically prove that those stations gave more coverage to Rubio than Menendez? No, I cannot, I don't have the resources to do that. Nor can I prove mathematically that the sun will rise tomorrow, but I'm pretty sure it's the case.

So your "emotions" are telling you that they gave more press to Rubio than Menedez :biglaugh: Stick with #s, you're not cut out for this word thing:uhuh:

RIROCKHOUND 02-19-2013 09:51 AM

My emotions say, that if it had been Obama had drank the water, Fox News would have changed their logo to a gif of it on a continuous loop....

justplugit 02-19-2013 11:02 AM

Quote:

Originally Posted by RIROCKHOUND (Post 985453)
My emotions say, that if it had been Obama had drank the water, Fox News would have changed their logo to a gif of it on a continuous loop....

And there in lies the problem, "emotions."
The press is supposed to keep things honest by reporting the facts and keeping both sides honest.
The water thing is not newsworthy because it only means the man was thirsty.
So the man does what we all do everyday, drink when we're thirsty.
Does this mean his message was flawed??? No, but the reporting trys to evoke an emotion that makes
him look inadequate.

Jim in CT 02-19-2013 11:06 AM

Paul, apparently you like the NYT. To their credit, the NYT reported on the Menendez case, although they went out ot their way to state that the story only broke because of political smear. If the allegations are true, who cares about the motives of the people who first reported the ethical violations? Why is that important?

Paul, let me ask you this. The NYT ran an unsubstantiated, front-page story during the 2008 election. The story claimed that John McCaon's adopted daughter was actually his biological daughter that he fathered with a mistress.

Let's forget about McCain's politics (although, his politics are literally all that matter to the NYT). McCain is a hero to any rational person. During a dangerous war, he volunteered to fly jets off of an aircraft carrier and repeatedly put himself in harm's way. As a result, he spent several years getting tortured in a POW camp, as a direct result of his service to his country.

How does the NYT feel that this man deserves to be treated? By taking another heroic act (adopting a daughter from a 3rd world country), and using that heroic act as a club against him.

The NYT is a joke. That's why, until recently, one copy of the Sunday edition was more expensive than one share of stock in the company that prints that liberal rag.

Jim in CT 02-19-2013 11:17 AM

Quote:

Originally Posted by RIROCKHOUND (Post 985453)
My emotions say, that if it had been Obama had drank the water, Fox News would have changed their logo to a gif of it on a continuous loop....

Your emotions would be 100% wrong. Hannity might use that image to mock the President. I don't think anyone else would. Your 'emotions' have apparently convinced you that Foxnews is the right-wing equivalent of MSNBC. Not even close. Foxnews isn't even as radical as CNN (Hannity being the exception), let alone MSNBC.

Obama has legitimately and honestly made an idiot out of himself so many times, his critics don't have to invent buffoonery where it doesn't exist.

Obama can say that there are 57 states in the US, and that doesn't say anything about him. Obama insults special olympians on national TV (saying he was so bad at bowling, he looked like one of those special olympians), and that doesn't say anything about him. Obama has several close friends who clearly hate this country, and that doesn't say anything about him. Obama supported infanticide as a state senator, and he gets a pass. Obama adds $5 trillion to our debt, with a net gain of almost zero jobs and a huge drop in median wages, and he's not held accountable. But Rubio awkwardly reaches for a bottle of water, and that says somethiing about his qualifications?

Jim in CT 02-19-2013 11:32 AM

Quote:

Originally Posted by PaulS (Post 985448)
So your "emotions" are telling you that they gave more press to Rubio than Menedez :biglaugh: Stick with #s, you're not cut out for this word thing:uhuh:

MSNBC showed the Rubio water clip over 100 times. CNN asked if it was a "career ender". Brian Williams, the NBC anchor, said teh water reach "just might live on forever". Wolf Blitzer said Rubio's drinking water was "profoundly depressing".

The Mainstream Media Are Even Dumber Than You Thought

And when the NYT gets around to mentioning the Memendez allegations, they can't do it without stating explicitly that part of this is nothing more than "political smear".

Here's more...

Rubio vs. Menendez: A tale of two Hispanic senators and media hypocrisy - The Hill's Pundits Blog


"Media Research Center reports that there have been only seven stories on CBS, ABC and NBC about Menendez in three weeks, yet the Mark Foley story of his racy emails to pages warranted 152 stories by those same networks in a two-week period."

CBS, NBC, and ABC are the 3 major networks. Combined, the 3 of them did a whopping 7 stories on Menendez, in 3 weeks. Yet those same 3 netwoks did 152 stories about Mark Foley's actions?

So no, it's clearly not just my emotions at play here. What's on display here is my ability to see things as they are, and draw correct conclusions, regardless of political ideology.

Your response?

PaulS 02-19-2013 12:00 PM

Quote:

Originally Posted by Jim in CT (Post 985467)
Paul, apparently you like the NYT. To their credit, the NYT reported on the Menendez case, although they went out ot their way to state that the story only broke because of political smear. If the allegations are true, who cares about the motives of the people who first reported the ethical violations? Why is that important?

Paul, let me ask you this. The NYT ran an unsubstantiated, front-page story during the 2008 election. The story claimed that John McCaon's adopted daughter was actually his biological daughter that he fathered with a mistress. Can you pls. post a link to it b/c I don't remember that happening. If it did happen, I condemn it.

Let's forget about McCain's politics (although, his politics are literally all that matter to the NYT). McCain is a hero to any rational person. Similiar to Kerry?:uhuh:
During a dangerous war, he volunteered to fly jets off of an aircraft carrier and repeatedly put himself in harm's way. As a result, he spent several years getting tortured in a POW camp, as a direct result of his service to his country.

How does the NYT feel that this man deserves to be treated? By taking another heroic act (adopting a daughter from a 3rd world country), and using that heroic act as a club against him.

The NYT is a joke. That's why, until recently, one copy of the Sunday edition was more expensive than one share of stock in the company that prints that liberal rag.

The only thing I remember about McCain's baby was that the Bush campaign was putting out flyers in the 2000 primary (one of the nastiest campaigns ever) with that story, that he committed treason as a POW in Vietnam, he was mentally unstable b/c of being a POW, a homosexual and an addict (and also said his wife was an addict). I'd be interested in seeing how the Times 8 years later would have brought up the same thing???

Still going on about a mistatement on the # of states. That is petty - but not unexpected.

Jim in CT 02-19-2013 12:15 PM

Quote:

Originally Posted by PaulS (Post 985476)
The only thing I remember about McCain's baby was that the Bush campaign was putting out flyers in the 2000 primary (one of the nastiest campaigns ever) with that story, that he committed treason as a POW in Vietnam, he was mentally unstable b/c of being a POW, a homosexual and an addict (and also said his wife was an addict). I'd be interested in seeing how the Times 8 years later would have brought up the same thing???

Still going on about a mistatement on the # of states. That is petty - but not unexpected.

Paul, I posted a fair amount of evidence, from multiple sources, that directly supports my claim of liberal bias. Your response is to say that as long as Bush did it as well, then it's therefore OK?

Wow. Now that is a creative (read: desperate) way of trying to get out of the intellectual corner I backed you into. According to you, the media code of ethics should come from the campaign tactics of George Bush. Got it.

Once again, you ask me to do your research for you? On the NYT hit piece on McCain? That's interesting, because earlier in this very thread, you smugly claimed that you could show someone else how to research things on the net. Now all of a sudden, you need help to see if the NYT really ran that hit piece on McCain?

I don't need to Google that, because it happened, and I remember it, because it was so unethical and so widely condemned (maybe not widely condemned by those in your circles who routinely resort to such tactics). If you were so out of touch that you aren't aware of a media smear perpetrated by (what used to be) a major newspaper against a titanic hero, that's your issue, not mine. Google it, you'll see.

"Still going on about a mistatement on the # of states. That is petty - but not unexpected"

Huh? What am I misstating?

Jim in CT 02-19-2013 12:19 PM

Quote:

Originally Posted by PaulS (Post 985476)
The only thing I remember about McCain's baby was that the Bush campaign was putting out flyers in the 2000 primary .

OK. So you remember that Bush's political team (a bunch of conservatives) was unethical, but you have no knowledge of the NYT (a bunch of liberals), which you apparently are a fan of, doing something equally loathsome to the same Senator McCain.

You might want to either work on your memory, or more likely, reconsider where you get your information.

PaulS 02-19-2013 12:33 PM

Quote:

Originally Posted by Jim in CT (Post 985479)
Paul, I posted a fair amount of evidence, from multiple sources, that directly supports my claim of liberal bias. Your response is to say that as long as Bush did it as well, then it's therefore OK?Huh, you're imagining things again. Where did I say that? The discussion was about the NYT and whether they spent more time on Rubio or Menendez and you start going off on tangents.

Wow. Now that is a creative (read: desperate) way of trying to get out of the intellectual corner I backed you into. According to you, the media code of ethics should come from the campaign tactics of George Bush. Got it.Did I say that? Go back and reread the discussion.

Once again, you ask me to do your research for you? On the NYT hit piece on McCain? That's interesting, because earlier in this very thread, you smugly claimed that you could show someone else how to research things on the net. Now all of a sudden, you need help to see if the NYT really ran that hit piece on McCain?Ok, I did a search and in late 2007, the NYT was discussing the 2008 campain and how in 2000 McCain was slandered by Bush's campaign. So I'm asking myself how could they write an article in 2008 saying McCain had an illegimate child (which is what you stated). Guess what, I couldn't find anything so I'll ask again to pls. post a link to a story showing that.

I don't need to Google that, because it happened, and I remember it, because it was so unethical and so widely condemned (maybe not widely condemned by those in your circles who routinely resort to such tactics). If you were so out of touch that you aren't aware of a media smear perpetrated by (what used to be) a major newspaper against a titanic hero, that's your issue, not mine. Google it, you'll see.Pls. show me a link.

"Still going on about a mistatement on the # of states. That is petty - but not unexpected"

Huh? What am I misstating?

See, as I said you have a reading problem. I didn't say you made a mistatement. It obviously referred to Pres. Obama making a simple mistatement and that you're a petty person to keep bringing that up as if he doesn't know how many states there are.

PaulS 02-19-2013 12:43 PM

Quote:

Originally Posted by Jim in CT (Post 985480)
OK. So you remember that Bush's political team (a bunch of conservatives) was unethical, but you have no knowledge of the NYT (a bunch of liberals), which you apparently are a fan of:huh: , doing something equally loathsome to the same Senator McCain.

You might want to either work on your memory, or more likely, reconsider where you get your information.

Maybe I do have a memory problem but rather than continuing to throw insults around pls. post some links to the story. I've asked you politely a few times.

Jim in CT 02-19-2013 01:15 PM

Quote:

Originally Posted by PaulS (Post 985486)
Maybe I do have a memory problem but rather than continuing to throw insults around pls. post some links to the story. I've asked you politely a few times.

Paul, I agree that Obama simply mis-spoke about the number of states. I don't think that mis-statement says anything at all about his qualifications.

But the same folks who agree that Obama's mis-statement was not a big deal, are now going berserk about Rubio's reaching for a glass of water. That's exactly the bias I'm talking about. The media barely mentioned Obama's mis-statement (which was the correct thing for the media to do), but the media was obsessed with Rubio's reaching for a glass of water (which was ridiculous for them to do).

Can you honestly tell me that you see no discrepancy between the coverage of those 2 events?

"I've asked you politely a few times"

John McCain lobbyist controversy - Wikipedia, the free encyclopedia



.

justplugit 02-21-2013 12:30 PM

Obama is starting to get some tough hard hitting questions from
interviewers. Example-
"Mr President, are you considering Hawaii as the place for your
Presidential Library?"
I kid you not.

RIJIMMY 02-21-2013 02:28 PM

I think our nations economic issues would be resolved if you people spent more time producing "ouput" other than Blab on the internet!

justplugit 02-23-2013 12:03 PM

"output", you mean like hard work leading to feelngs of accomplishment,
self worth,self determination and a job well done?
That's so old 50s and just leads to independence.

RIJIMMY 02-25-2013 03:29 PM

Quote:

Originally Posted by justplugit (Post 986080)
"output", you mean like hard work leading to feelngs of accomplishment,
self worth,self determination and a job well done?
That's so old 50s and just leads to independence.

I have those things most of the year until I do my taxes......

justplugit 02-25-2013 09:01 PM

I feel your pain on the taxes, punishment for being a hard worker. :(
I'll still take the self worth a job well done produces though.

JohnnyD 02-26-2013 09:27 AM

Quote:

Originally Posted by justplugit (Post 986512)
I feel your pain on the taxes, punishment for being a hard worker. :(
I'll still take the self worth a job well done produces though.

I know that I'm going to probably have to cut a $7k-10k check when I finally get around to doing the taxes.

The firmest kick in the balls is thinking "okay, I need to produce about $12k in revenue so that I have enough money after taxes to *pay my taxes*."

justplugit 02-26-2013 09:46 AM

Ya JD, right now your working close to 1/2 the year to pay your taxes.
But don't worry, Obama will see to it that you will pay more.

JohnnyD 02-26-2013 11:06 AM

Quote:

Originally Posted by justplugit (Post 986565)
Ya JD, right now your working close to 1/2 the year to pay your taxes.
But don't worry, Obama will see to it that you will pay more.

My fiancee never believed me when I told her that she didn't start earning money for herself until the end of the day on Tuesday. Then her W-2 came in last week and everything clicked:
her: "What the *(^&%!!! $xx,xxx in federal taxes?!?"
me: I just smiled and said, "Remember when you used to make fun of me for calling the government Uncle Scam? Now you understand why."

Hey, at least Obama's health care reform resulted in me paying an extra $2500 in medical insurance costs last year.:smash:

Sensible, responsible people are losing the battle. We're aren't wealthy enough to be minimally affected by Uncle Scam and not poor enough to benefit.

**ROCK**---> Us <--- **HARD PLACE**

PaulS 02-26-2013 01:37 PM

Quote:

Originally Posted by JohnnyD (Post 986574)
Hey, at least Obama's health care reform resulted in me paying an extra $2500 in medical insurance costs last year.:smash:

John,

What aspect of the law caused your insurance to go up $2,500 last year?

Thanks

RIJIMMY 02-26-2013 01:55 PM

Quote:

Originally Posted by PaulS (Post 986600)
John,

What aspect of the law caused your insurance to go up $2,500 last year?

Thanks

Paul - the % increase in my insurance since O's plan passed has increased subsantially. I cant tell you what part of the plan influenced that but I know its up the last year way more than previous years.

PaulS 02-26-2013 02:03 PM

what has been implemented so far has not impacted people's costs that much.

In 2010 adult child coverage until 26, lifetime $ limits prohibited and preventive care w/no cost sharing where all implemented.
In 2012 $1 per member per month for self funded plans was implement.

Jim in CT 02-26-2013 02:30 PM

Quote:

Originally Posted by PaulS (Post 986603)
what has been implemented so far has not impacted people's costs that much.

In 2010 adult child coverage until 26, lifetime $ limits prohibited and preventive care w/no cost sharing where all implemented.
.


I'm not sure what you classify as "not that much". But these things you itemized (other than the $1 per member per month), would be considered significant to any actuary who does ratemaking for healthcare.

How about the ban on limits for pre-existing conditions? Has that gone in yet? That's huge.

I'm not saying that it's bad policy to eliminate lifetime limits or to eliminate bans for pre-existing conditions. But nobody, not even Barack the Almighty, can implement such things without the resultant increase in costs.

Despite liberals' hysterical claims to the contrary, health insurance is highly regulated, and the profit margins for that industry are pretty tight. You cannot increase coverage without increasing costs. It's just not possible.

There are things that could have been implemented to offset the increased costs (like tort reform), but the Trial Lawyers Lobby made sure that the Democratic-controlled Senate would never agree to that.

RIJIMMY 02-26-2013 02:38 PM

Quote:

Originally Posted by PaulS (Post 986603)
what has been implemented so far has not impacted people's costs that much.

In 2010 adult child coverage until 26, lifetime $ limits prohibited and preventive care w/no cost sharing where all implemented.
In 2012 $1 per member per month for self funded plans was implement.

you're thinking like person, not like a corporation. Who is adminstering and providing coverage for ALL of obamacare? Insurance companies. They have me so they hit me for more $$$ to hedge their bets against future impacts of taking on all of the US. Im now (or soon) in a pool with everyone, before I was in a pool only with people who could afford insurance.

PaulS 02-26-2013 02:58 PM

The benefit exchanges won't start until 2014 so the impact of covering the uninsured won't happen for a while although I understand what you're saying about ramping up premiums (but don't believe that is happening). There are regs. in place so currently on a fully insured plan, the insurer has to refund $s to the comp./emp. if the loss ratio is lower than the regs. If you work for a larger employer, you're probably self insured and the new mandates that have been already put in place didn't impact the cost that much. Supposedly there is a long article in Time mag. about how costs at hospitals are out of control - and that has nothing to do w/Obama care.

And Johnny's said that his cost went up in 2012 $2,500 b/c of Obamacare (not what will happen in 2014).

RIJIMMY 02-26-2013 03:37 PM

Quote:

Originally Posted by PaulS (Post 986611)
The benefit exchanges won't start until 2014 so the impact of covering the uninsured won't happen for a while although I understand what you're saying about ramping up premiums (but don't believe that is happening). There are regs. in place so currently on a fully insured plan, the insurer has to refund $s to the comp./emp. if the loss ratio is lower than the regs. If you work for a larger employer, you're probably self insured and the new mandates that have been already put in place didn't impact the cost that much. Supposedly there is a long article in Time mag. about how costs at hospitals are out of control - and that has nothing to do w/Obama care.

And Johnny's said that his cost went up in 2012 $2,500 b/c of Obamacare (not what will happen in 2014).

Paul - your entire response is assumptions. the rise my insurance premiums is a direct result of obamacare. trust me, i do my co.s planning

JohnnyD 02-26-2013 04:09 PM

Quote:

Originally Posted by PaulS (Post 986611)
If you work for a larger employer, you're probably self insured and the new mandates that have been already put in place didn't impact the cost that much. Supposedly there is a long article in Time mag. about how costs at hospitals are out of control - and that has nothing to do w/Obama care.

First, I'm self-employed. I don't have the luxury of "working for a larger employer" and like the millions of other small businesses in this country, I can shop rates but do not have the luxury of increasing employee contribution like what happens with those "larger employers". Also, concerning those larger employers and how "the new mandates... didn't impact the cost that much", are you forgetting the whole part of mandate allowing offspring to be on their parent's insurance through 26 years old? I guarantee something like that had a major impact for self-insured businesses.

Second, that article in Time about out of control costs at the hospital, this was my #1 complaint about Obamacare... it did nothing to address end costs even though Obama promised rates would come down. The short-sightedness of Obama and the Democrats when shoving this load of horse crap down our throats completely overlooked "WHY" costs are so high - bs malpractice suits, ER's being used as primary care clinics, unlimited health care for illegals.

This whole friggin government is so focused on "how do we enact legislation" that they completely ignore "why is it needed".

Jim in CT 02-26-2013 04:37 PM

Quote:

Originally Posted by PaulS (Post 986611)
The benefit exchanges won't start until 2014 so the impact of covering the uninsured won't happen for a while although I understand what you're saying about ramping up premiums (but don't believe that is happening). There are regs. in place so currently on a fully insured plan, the insurer has to refund $s to the comp./emp. if the loss ratio is lower than the regs. If you work for a larger employer, you're probably self insured and the new mandates that have been already put in place didn't impact the cost that much. Supposedly there is a long article in Time mag. about how costs at hospitals are out of control - and that has nothing to do w/Obama care.

And Johnny's said that his cost went up in 2012 $2,500 b/c of Obamacare (not what will happen in 2014).

"If you work for a larger employer, you're probably self insured and the new mandates that have been already put in place didn't impact the cost that much."

Huh? If I run a large compoany that self-insures, these changes increase my expected loss costs by the same amount as they would increase if I was a health insurance company. Large companies that self insure, typically self-insure the lower end of costs. They buy insurance policies for the catastrophic stuff. And their employees pay a portion of the premium.

Paul, you keep making assumptions (like you don't believe premiums are being ramped up, and that if you work for a large company, your premiums haven't gone up much) that are wild speculation at best, demonstrably false at worst.

Healthcare costs are not going down as the Messiah promised they would.

Jim in CT 02-26-2013 04:39 PM

Quote:

Originally Posted by JohnnyD (Post 986621)
Also, concerning those larger employers and how "the new mandates... didn't impact the cost that much", are you forgetting the whole part of mandate allowing offspring to be on their parent's insurance through 26 years old? I guarantee something like that had a major impact for self-insured businesses.

.

Of course it did. PaulS won't want to admit that, because that would be admitting that Obama was dead wrong when he said costs would come down.

JohnnyD 02-26-2013 06:05 PM

Quote:

Originally Posted by Jim in CT (Post 986629)
Of course it did. PaulS won't want to admit that, because that would be admitting that Obama was dead wrong when he said costs would come down.

PaulS and spence talk in obtuse language with no detail when supporting Obama's policies... why?

Because when you are clear, detailed and support points with facts (as opposed to fluffy, feel-good conjecture or spence's "zingers") it is clear that the end results do not support Obama's propaganda.

justplugit 02-26-2013 08:01 PM

Quote:

Originally Posted by JohnnyD (Post 986574)

Sensible, responsible people are losing the battle. We're aren't wealthy enough to be minimally affected by Uncle Scam and not poor enough to benefit.

PERFECT analysis. :btu:
Everyone should be required to watch Judge Judy for a week to see
how we are being ripped off.
Problem is "the workers" are still working at 4 pm, when the show airs, to provide the benefits for these system milkers and for the ones home watching having a beer and cigar on our $ and taking notes. Unbelievable.

justplugit 02-26-2013 08:12 PM

Quote:

Originally Posted by Jim in CT (Post 986629)
Of course it did. PaulS won't want to admit that, because that would be admitting that Obama was dead wrong when he said costs would come down.

Yes costs would come down and any increases would be offset by computerizing
and streamlining the system.
BTW, when will Obamacare be defunded as promised by some members of Congress if it was voted in?

Jim in CT 02-26-2013 09:23 PM

Quote:

Originally Posted by justplugit (Post 986660)
Yes costs would come down and any increases would be offset by computerizing
and streamlining the system.
BTW, when will Obamacare be defunded as promised by some members of Congress if it was voted in?

Installing computers will not offset the increased costs of keeping kids on parents' plans till age 26, of abolishing lifetime caps on insurance benefits, of or abolish bans based on pre-existing conditions. Streamlining will save some money to be sure, but nowhere near enough to oiffset the increased costs that are a direct result of increasing the benefits.

I'm in favor of getting rid of bans for pre-existing conditions by the way, I think it's the ethical thing to do. And I'm willing to pay a tax hike for that. I just don't want Obama telling me he can wave his magic hand and add all that while lowering costs. If the Medicare system 'goes paperless', that will save money. Those savings will be dwarfed by the increased costs.

PaulS 02-27-2013 08:10 AM

Quote:

Originally Posted by RIJIMMY (Post 986616)
Paul - your entire response is assumptions. the rise my insurance premiums is a direct result of obamacare. trust me, i do my co.s planning

And yet you can't tell me what % is attributed to ObamaCare. I noted things that have already been implemented. Johnny said his costs went up $2,500 b/c of Obamacare. The things that have already been implemented aren't that expensive. The preexisting conditions is prob. the most exp. at this point but not $2,500
Quote:

Originally Posted by Jim in CT (Post 986606)
I'm not sure what you classify as "not that much". But these things you itemized (other than the $1 per member per month), would be considered significant to any actuary who does ratemaking for healthcare.

How about the ban on limits for pre-existing conditions? Has that gone in yet? That's huge. 2011 - estimated impact up to 0.3% with outliers to 1%.

I'm not saying that it's bad policy to eliminate lifetime limits or to eliminate bans for pre-existing conditions. But nobody, not even Barack the Almighty, can implement such things without the resultant increase in costs.

Despite liberals' hysterical claims to the contrary, health insurance is highly regulated, and the profit margins for that industry are pretty tight. You cannot increase coverage without increasing costs. It's just not possible.

There are things that could have been implemented to offset the increased costs (like tort reform), but the Trial Lawyers Lobby made sure that the Democratic-controlled Senate would never agree to that.

Tort reform has a place but it is minor $s

PaulS 02-27-2013 08:14 AM

Quote:

Originally Posted by Jim in CT (Post 986628)
"If you work for a larger employer, you're probably self insured and the new mandates that have been already put in place didn't impact the cost that much."

Huh? If I run a large compoany that self-insures, these changes increase my expected loss costs by the same amount as they would increase if I was a health insurance companyYes, for the items that apply to both fully insured and self funded - but not all of them do. . Large companies that self insure, typically self-insure the lower end of costs. They buy insurance policies for the catastrophic stuff. And their employees pay a portion of the premium.That is called stop loss insurance. An town most likely self insure but won't buy stop loss insurance

Paul, you keep making assumptions (like you don't believe premiums are being ramped up, and that if you work for a large company, your premiums haven't gone up much) that are wild speculation at best, demonstrably false at worst.

Healthcare costs are not going down as the Messiah promised they would.

I didn't claim that they would go down but Johnny claimed that they went up b/c of Obamacare but still hasn't provided 1 bit of evidence.

PaulS 02-27-2013 08:18 AM

Quote:

Originally Posted by JohnnyD (Post 986621)
First, I'm self-employed. I don't have the luxury of "working for a larger employer" and like the millions of other small businesses in this country, I can shop rates but do not have the luxury of increasing employee contribution like what happens with those "larger employers". Also, concerning those larger employers and how "the new mandates... didn't impact the cost that much", are you forgetting the whole part of mandate allowing offspring to be on their parent's insurance through 26 years old? I guarantee something like that had a major impact for self-insured businesses.

Estimated cost to cover to age 26 from age 19 range from 0.5% of claims to 1.5% of claims. If the policy had students covered to age 23, this would have increased costs 0.9%. And if the policy had students covered to 25, the new regs. would cost an est. 0.7%. So again, where did the $2,500 you stated come from?

PaulS 02-27-2013 08:21 AM

Quote:

Originally Posted by JohnnyD (Post 986643)
PaulS and spence talk in obtuse language with no detail when supporting Obama's policies... why?

Because when you are clear, detailed and support points with facts (as opposed to fluffy, feel-good conjecture or spence's "zingers") it is clear that the end results do not support Obama's propaganda.

I've provided you lots of detail by stating what has already been implemented and you have not provided one bit of evidence to support your statement that your costs have increased $2,500 b/c of Obamacare. Is this evidence of the emotions Buckman mentioned in an earlier post? No evidence, just a feeling Obamacare has caused your costs to increase?

Jim in CT 02-27-2013 08:53 AM

Quote:

Originally Posted by PaulS (Post 986692)
I didn't claim that they would go down but Johnny claimed that they went up b/c of Obamacare but still hasn't provided 1 bit of evidence.

You didn't say costs would go down, but you did absolutely say they wouldn't go up much. And across the country, people's healthcare costs are rising by much more than the rate of inflation. You said companies aren't ramping up premiums because of Obamacare. What's your proof of that? Did you conduct a survey of all the largest companies, talk to the Employee Benefits department, and find out how much of the % increases are due to Obamacare? Or are you speculating, and making assumptions that are favorable to the man you support?

Obama said healthcare costs would come down. That's what he said. That's not what is happening. Tell me where I'm wrong, please.


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