Some advice to all
 

Heres a headline on CNN -

Denise Edwards, a 62-year-old near-retiree, is angered by this week's financial chaos, with the realization that she might have to work several more years. "This huge, ridiculous roller coaster really isn't for the average Joe,"

So here is my candid advice - IF YOU"RE 62 YEARS OLD AND LOOKING TO RETIRE YOU SHOULD NOT HAVE THE MAJORITY OF YOUR MONEY IN THE STOCK MARKET!!!!!!

Does anyone get this? Does anyone read even the most basic investment advice?
1. Your portfolio (your savings) should be considerably less risky as you approach retirement age. STOCKS ARE RISKY !!!
2. You should be rebalancing your portfolio regularly to maximize the long term investment

Most people are idiots, I hate to say it but its true.

At 62 its either CD's or savings accounts