Marine insurance
 

So I have 2 quotes for commercial insurance 1 is 470.00 buck more than the other everything seems comparable until I get to Pollution Liability and medical

1 is a Million dollars in coverage . for Pollution

the Liability coverage with P&I coverage 300k

Medical is 25k no idea if this is PP or per incident waiting on a response

the smaller quote is Liability and Pollution coverage is 300k

Medical is 5k no idea if this is PP or per incident waiting on a response


looking for feedback from anyone with experience with Insurance in general or Charter insurance

Niko has already given me some info

Wayne

is that because you have a captain license ???


Been with Amica for over 40 years .they wouldn,t take be because of

any kind of commercial license

I,ve got Progressive .rates are good & I,m way ahead with payouts

with my [accidents ]

LOL Yeah you are, and with Towboat US too, just off the Cuttyhunk claim!!!!!!
Sorry, Wayne. I have nothing on the commercial side of the equation to offer...

$470 for a commercial policy quote ?
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No that was the difference in quotes
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Yes this year going to try out chartering. Be happy if I got 1 or 2 a week or be mikes deck hand during RI bass comm season
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Found this outfit last year,,, BoatUS / Geico went nuts….

http://www.unitedmarine.net/

I just ask for a quote

1st quote was 1100 for the year 2nd was 650 with 25 charters coverage was what my personal geico was

I have noticed being out of the water for 5 months doesn’t seem to impact the cost much
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For me
I wonder if I could get a policy just for liability…. 0 boat coverage,,, she sinks, I can live with that ….

I tried that with my insurance guppy
No can do. Need to have some amount of hull. I think I put 10 thou on mine
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Great minds think alike….

Just got a quote from United Marine, good coverage GREAT price :).