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Search: Posts Made By: spence
Forum: Political Threads 10-02-2009, 04:54 PM
Replies: 116
Views: 39,021
Posted By spence
A lot of this will depend on if an employee is...

A lot of this will depend on if an employee is exempt vs non-exempt...but you really can't compare a top sales person with a factory worker, it's a completely different world.

-spence
Forum: Political Threads 09-30-2009, 03:14 PM
Replies: 116
Views: 39,021
Posted By spence
Nope, been arguing the opposite the entire time....

Nope, been arguing the opposite the entire time. You just want to bottom feed.

-spence
Forum: Political Threads 09-30-2009, 03:13 PM
Replies: 116
Views: 39,021
Posted By spence
Nope... Lighten up Francis. -spence

Nope...


Lighten up Francis.

-spence
Forum: Political Threads 09-30-2009, 12:14 PM
Replies: 116
Views: 39,021
Posted By spence
We've been on my plan for some time now. My...

We've been on my plan for some time now. My frustration with our current plan is that out of pocket expenses have skyrocketed the past few years. My assumption is that this has happened to most...
Forum: Political Threads 09-30-2009, 12:06 PM
Replies: 116
Views: 39,021
Posted By spence
I think this is the root of your problem, you're...

I think this is the root of your problem, you're just making too many assumptions.

-spence
Forum: Political Threads 09-30-2009, 10:58 AM
Replies: 116
Views: 39,021
Posted By spence
Read the thread again, you're still not up to...

Read the thread again, you're still not up to speed.

-spence
Forum: Political Threads 09-30-2009, 10:21 AM
Replies: 116
Views: 39,021
Posted By spence
No, what I said was that the value attributed to...

No, what I said was that the value attributed to the benefits wasn't equivalent to cash.

i.e. if I have a 12K health insurance plan, and my company says they "contribute" 9K, they're not going to...
Forum: Political Threads 09-30-2009, 09:26 AM
Replies: 116
Views: 39,021
Posted By spence
This isn't news, it's exactly what we did at my...

This isn't news, it's exactly what we did at my wife's work when we moved onto my insurance.

-spence
Forum: Political Threads 09-30-2009, 08:31 AM
Replies: 116
Views: 39,021
Posted By spence
This isn't a word game. An insurance plan at a...

This isn't a word game. An insurance plan at a mid to large size company could have a notional value of 100K, a benefit value of 10K and an opt out cash value of 2K.

Obviously the larger the...
Forum: Political Threads 09-30-2009, 07:27 AM
Replies: 116
Views: 39,021
Posted By spence
As usual, you're mostly wrong. Benefits...

As usual, you're mostly wrong.

Benefits have a notional value that typically far exceeds the cash equivelent through tax exemptions, consolidated buying power or upside in the case of equities.
...
Forum: Political Threads 09-30-2009, 06:27 AM
Replies: 116
Views: 39,021
Posted By spence
It's not a philosophy, he's just a troll. ...

It's not a philosophy, he's just a troll.

-spence
Forum: Political Threads 09-29-2009, 12:36 PM
Replies: 116
Views: 39,021
Posted By spence
Yawn, I'll just let your words speak for...

Yawn, I'll just let your words speak for themselves.

-spence
Forum: Political Threads 09-29-2009, 11:30 AM
Replies: 116
Views: 39,021
Posted By spence
No, just out of context. You obviously don't...

No, just out of context. You obviously don't understand the question.

-spence
Forum: Political Threads 09-29-2009, 08:50 AM
Replies: 116
Views: 39,021
Posted By spence
Again, this simply isn't true. The ASO market is...

Again, this simply isn't true. The ASO market is huge and has been rapidly spreading to small and medium size businesses.


Yes, because their employer has underwritten the insurance.


Huh? ...
Forum: Political Threads 09-29-2009, 07:06 AM
Replies: 116
Views: 39,021
Posted By spence
This simply isn't true in a large number of...

This simply isn't true in a large number of cases. Most large companies underwright their employees insurance and simply pay the "insurance company" to administrate.

If employees are more healthy...
Forum: Political Threads 09-29-2009, 06:27 AM
Replies: 116
Views: 39,021
Posted By spence
I'd note that even when you resort to putting...

I'd note that even when you resort to putting words in my mouth, you're still completely incoherent.

-spence
Forum: Political Threads 09-28-2009, 06:21 PM
Replies: 116
Views: 39,021
Posted By spence
Personally I think it's because our lifestyle is...

Personally I think it's because our lifestyle is so good people simply don't care.

I'm all for health based incentives by the way. It's idiotic that my company won't bother to sponsor 25 dollars a...
Forum: Political Threads 09-28-2009, 05:31 PM
Replies: 116
Views: 39,021
Posted By spence
So why spend so much? It would seem like most of...

So why spend so much? It would seem like most of this is under our personal control.

-spence
Forum: Political Threads 09-28-2009, 04:49 PM
Replies: 116
Views: 39,021
Posted By spence
I agree, the thing to keep in mind is that the...

I agree, the thing to keep in mind is that the stat is used as a general measure of health, not a ranking of the quality of care.

You can have great health insurance, but not get prenatal care...
Forum: Political Threads 09-28-2009, 04:48 PM
Replies: 116
Views: 39,021
Posted By spence
The thing to keep in mind is that the stat is...

The thing to keep in mind is that the stat is used as a general measure of health, not a ranking of the quality of care.

You can have great health insurance, but not get prenatal care and as a...
Forum: Political Threads 09-28-2009, 01:07 PM
Replies: 116
Views: 39,021
Posted By spence
No, many experts in the matter believe it's a...

No, many experts in the matter believe it's a reasonable measure when used properly. That's why they measure it.

You probably just think it's a statistic derived so that poor nations can suck the...
Forum: Political Threads 09-28-2009, 08:33 AM
Replies: 116
Views: 39,021
Posted By spence
https://www.cia.gov/library/publications/the-world...

https://www.cia.gov/library/publications/the-world-factbook/rankorder/2091rank.html

It's about double the best countries. The percentage seems small but when you think about some 4 million born in...
Forum: Political Threads 09-28-2009, 07:07 AM
Replies: 116
Views: 39,021
Posted By spence
2009 estimated deaths per 1000 live births in the...

2009 estimated deaths per 1000 live births in the US is 6.26 putting us in the same league as Belarus and Poland, behind 44 other nations and pretty close to dead last among traditional First World...
Forum: Political Threads 09-27-2009, 02:57 PM
Replies: 116
Views: 39,021
Posted By spence
Wow, you were successful in both being an ass and...

Wow, you were successful in both being an ass and not adding any value to the conversation.

Perhaps you just think two negatives always do make a positive? :humpty:

-spence
Forum: Political Threads 09-27-2009, 12:02 PM
Replies: 116
Views: 39,021
Posted By spence
Actually, rankings like these tend to factor in...

Actually, rankings like these tend to factor in deaths preventable by treatment, life expectancy adjustments for those born with disabilities etc...

If you have data that contradicts the generally...
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