Grand Turk is a stop on our upcoming cruise in November. Stopped there once before several years ago so can only speak to the cruise port area as we did not venture out through the island. We had a blast in the port area bar (a margaritaville if I remember correctly).
We did do one excursion to swim with the sting-rays. Unforgettable experience so if you vacation there I would reccommend that.
I think outside the resort areas there is a fair amount of poverty and crime but that can probably be said for many of the carib islands...
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