Nice summary.
If you ever get a boat you can sleep on you will discover another level of enjoyment. Waking up on a perfect summer morning at a remote local to all the beauty a NE morning offers is something special...particularly when you share it with your wife. It's all about those special memories. It is the only thing you can take with you when you leave this place.
(don't fret so much about the $, there is always a way to make it work, the memories last forever and are worth every penny spent. You don't have to go far or own a yacht.)
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