Quote:
Originally Posted by nightfighter
Better half works for a major health insurance company. So we are able to identify the cost increase directly due to Obamacare in our household.... 27 paychecks in 2014 with a $60.00 increase per paycheck. That's a $1620.00 increase in our annual budget....
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So what where the costs attributed to? I'd be interested in hearing. It is my understanding that of all the things implemented in 2014, most only apply to plan changes (like changing a deductible, no pre ex.). I don't think she would be able determine the cost impact of that (unless she was involved in the pricing of the benefits). There is a "traditional reinsurance fee" for 2014 - 2016 but that is somewhere in the range of $5 - $6 per member per month (I think $5.25). My company takes the reinsurance fee out of my check - it is a line item. There is an "insurers fee" but I believe that is only on fully insured plans and since she works for an insurance company, they are most likely self funded so that probably does not apply.
Is she an actuary? They would be able to tell you what the cost of the ACA was for the company.