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I think everyone should change their passwords on everything based on the amount of commonality people use.
I had my medium secure password, 8 random character / numbers, compromised or brute forced a few months back. I would recommend a 10-15 character uncommon phrase / song lyric with at least one upper case letter, a number, and a special character.
Never let the kids use the computer for gaming (or pR0n) that you do anything secure - including banking - on.
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