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I rep SolarCity and the plans being offered to day are pretty amazing. If you can secure financing(there are dedicated solar loans available) and have the income to support the 30% tax credit, the purchase is the way to go. Most companies will offer a 20 year(or londer) warranty on the equipment.
If you decide to "Lease", look at a PPA vs a traditional lease. With a PPA(Power Puchase Agreement) you agree to purchase the electricity that the panels produce. If the panels break or do not produce what they expected, you are not on the hook. Either way can work out very well.
If you want a second opinion, call SolarCity or send me an email with your 12 mth usage and I will have someone put together a proposal for you.
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