When I think of boats two things come to mind, happiness
and money
If you can afford it, I say go for it. Buy the best you can afford. Boats are big money pits thats for sure, the more you spend the less you'll spend later. If its your first boat I would buy used, look for a GOOD deal...they're are out there. Fall is a good time to look.... people are loosing interest, need $$ or going to up grade ect. Plus you can chew'um down
Get some prices for storage, slip or mooring. For years I reminded my wife how empty I was with everytime I'ld pass a center console on the highway now I remind her how happier I'ld be with new electronics.
You said it your self Jamie ''I think I must have one, that's all there is to it."