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					Originally Posted by  The Dad Fisherman
					 
				 
				Maybe it has something to do with the contributions being automatically deducted unless they opt out. I would like to think it is available as an "Opt in." 
Isn't that how Columbia Record club used to work.   
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 That's an excellent point.  The automatic opt in is not allowing the people in the states more local power, it is a tricky way of taking power away from them.  So it is not a way of transferring power from the Federal government to local power, it is a way of giving local government more power over its people.  And a way of giving more power of local governments over private sector business, as well, as McConnell pointed out, a competitive advantage of state governments over private insurers.