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Basswipe, I like to use leaders about twice the running line test. The typcial leader for me for a 10# test schoolie setup is 24" to 30" of 20# mono, with a small spro swivel to running line and a Berley cross-lok snap to the plug (no snap with swivel). The leader gives you something to grab when fishing lighter lines, and helps with breakoffs from fish rolling on it or rubbing it on something. I'll cut the snap off the end and tie direct for jigs and some plugs if presentation is an issue, or lose the leader altogeter and risk it. For the heavier set-ups, I use the same double test, 15# running/30# leader, 20#/40# or 50#. This is just rule of thumb, and will depend on the size of fish targeted or presence of rocks etc. As for fluoro, I have used it but had some troubles with breakage that I'm not sure if was my fault or crappy mat'l
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