I think you are pretty covered...fear not.
I know of a guy that blew his lower unit soon AFTER the warrenty exprired and they still pick up the tab...it wasn't cheap either. I think the total bill was like 4K and he said they paid the entire thing.
From what I heard on other issues(mostly minor) during the warrenty period they picked up everything.
03 with 300 hours and we have barely started the 04 season...your using it!!
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