Well after 2+ weeks of trying to figure this one out it turns out it was the ISP I was using. I changed ISP's and its been fine ever since.
Don't know why that was. the one I was using didn't have any S/W to load up. I basically blew the whole PC away and just installed the O/S and connected to the ISP and sure enough it pegged the Processor.
Just thought I'd pass this on in case you guys run into the same problem
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