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I've always had direct deposit, and I've never had a problem until recently when switching banks... and I had to wait til after 1pm on Friday before getting my damn check and I ran to the bank to cash and deposit it so I can run and get me the gifts for my wife.
And I never write checks out for money I don't have IN my account ALREADY. That's a rule I follow, since I absolutely *HATE* bounced checks and seeing a $25 dollar fee for a damn check that didn't go through.
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