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Bill
keep practicing until you feel youve got it right . Its only money and a kid may mess it all up .
I know the difference . I was married to my wife for 10 years before we had a child ( actually born on my 10th anniversary ) there went the hawaii trip . It was worth it ! That time was know as BC "before chidren" . We are glad we waited as we are in a sound and happy ( we were happier ) and comfortable life together ( now 4 of us ) .
let them have a little bit more a pay period just enough to zero you out or give you a small refund . readjust as needed . I know you enjoy all your time fishing and hunting . If you have kids kiss some of that time goodbye . I get to fish during the week this year first time in 7 years as my wife works from home now and im not the sole older person in the house at night . some one had to reach the phone in case an adult called .
just my thoughts that fell on the keyboard .
but they are a good write off especially if they are born at the end of the year .
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