[Carl]

I am wondering what most of you choose between Seatow or Boat US for the just in case situation that something goes wrong. This is the first time I will be on the water in my own boat and having the family out on the water, I do think it is fairly cheap insurance. I would appreciate any thoughts / experiences.

I will mostly be boating in the Long Island sound / fishers island sound - Watch hill, south shore RI


Thanks