I do a lot of referrals from home users who need their computer fixed. Most of the time, its because their computers are running like someone dumped molasses on 'em and put it outside in the cold.
Often, if I know them personally, I have them bring their CPU by and drop it off for a day or three, and I get it fixed on my own time, and charge them a flat fee to have it fixed.
It is just supplemental income.
And if there's a hardware replacement needing to be done, I let them know and tell them where to go get the replacement parts and they can pay for it themselves and drop it off.
Its their time, gas and money. :-)
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