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So he is telling you that the insurance company is going to raise his rates if they keep you as an eligible driver on his policy? How the heck much is he going to see his insurance raters go up that he cannot afford to absorb these costs for a good employee, especially if there is enough work out there so that he needs to take on more employees.
Maybe you are right, and the boss does not want to buy another van and wants to take the one you use. Or, he is bringing in his cousin and his Dad in the office and he is trying to nudge you out the door to keep payroll in check. If he takes away this perk maybe he suspects that you won't want to use your own vehicle and put the miles and wear on that and you might think it is time to move on. Maybe his family is putting pressure on him to bring in the cousin.
I may be way off base and full of it - but unless you are a step 21 in the driving ratings and have a very bad driving history the story doesn't make too much sense. You got a seat belt violation - not a driving to endanger infraction. Instead of telling you the truth (whatever it is) sounds as if he is using the minor driving infraction as a cover story. Managing people is not much fun, but I think we all appreciate being told the truth and actually end up respecting those people more - even if we are told something that we don't want to hear.
Good luck and I hope it works out for you.
FWIW - I know of a guy that has a fleet of 5 transportation vans - once he gets over 5 vehicles he supposedly gets a big break on his insurance rates and some decent discounts at the dealership on new vans.
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