I always tie my own as well, but I always make sure that I never have to tie them at the water. Nevertheless, the rigs in the shop are way overpriced and created from the parts that I wouldn't use in my own tying (I've never seen anything tied up with Gamakatsu octopus circles)...so why would I buy these prefabricated rigs?
What works for me is when I find a nice lazy sunday afternoon in April when I have nothing on my schedule with the exception of watching the Sox game and possibly napping. Then, I'll just sit there and tie rigs up. It might take me a few tying sessions, but I strive to assemble all the bait rigs I could realistically need for the season. I will have to make some up over the course of oncoming months, but it's not all that much of an annoyance as starting from scratch.
I generally tie until I have 6 of the following rigs (All with 30 lb test Ande mono leaders, 75 lb. swivels, and Gamakatsu Octopus circle hooks ):
Just swivel for plastic/plugs.
4/0 Hook for sandeels in the rips.
6/0 Hook for chunking and eeling.
Hi-Lo Rig with 6/0 hooks and a clip at the bottom for the sinker.
Then I put them in the plastic single CD sleeves that you can get at Best Buy. I make sure to get the ones that fold over and stick to make a nice seal so that they don't get wet and rust in my bag. Then, I put one rig (The just swivels can all go in one just don't seal it) per sleeve, seal them up, and put them in my tackle bag. Provided I tie good knots, this afternoon of work allows the ease of always being able to tie a single knot when changing up or breaking off.
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