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I got rear ended in traffic this spring, hit from behind by a kid doing 25 after stopping behind the woman in front of me, I was pushed into her vehicle at about 5mph. While that was a huge headache, things went fairly smoothly with the insurance companies. They sent a private adjuster they hired to the jobsite to look over my vehicle, settled fairly quickly.
Only thing Id watch out for was this adjuster based part of his repair estimate on buying a good quality used rear bumper from a local yard, I pointed out that that particular bumper might be available this moment but not available when my check arrived. They agreed after a day and they upped the check by 200 to cover that.
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