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Very important. As a kid I had a tumor in my spine and the bill was well over 100K but my parents had health ins. They would have been screwed and also might not have found it in time for me to still be walking. The doctors said there was a good chance i wouldn't have walked anyway. I was lucky.
4 years ago a cracked some bones in my face and that was about 2oK to fix...
It IS worth it. Thank god for it!
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