I did some research using the FEMA site and according to their site, my particular area falls in the "Low to Moderate" risk area. NOT THE HIGH RISK AREA that my insurance claims I'm in. I emailed them ALOT of information pertaining to my case and they are "looking" into it. I'm sure they're gonna keep singing the same song though - Is there a group that supercedes insurance companys? Someone who could over-rule what they say?
This bites, 1 year of insurance + property taxes = a decent used car bought in cash each year.

even worse, in 2 years, with that money...I could completely renovate my boat and make it NEW.....I better call the Samaritans, I'm getting suicidal thoughts!!!
