Quote:
Originally Posted by echoisland
i have a mortagage with astoria federal in ny. a few months ago they called me and offered to reduce my mortgage rate for 5 years to 5.75. free of charge. i have a arm and so that was good new to me. i would call your mortgage company and see if they will reduce it, or you will refinance with another company. they might do something.
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I'd try that, I've done it with CC co.s so these guys aren't too much different. Otherwise, refinance the remainder with anything fixed. 100%, 80/20, anything.