Absolutely underpowered.
Dealers do it to keep the cost down and sell the boat.
They'd love it if you repower in a couple of years.
There is more than just a 35 HP difference between a 115 and a 150. Two more cylinders for one.,
I agree with whoever here said get the most HP rated for the boat for the best performance.
My 20 walk came with a 150 and it was underpowered. Much better now, and I'm still not at the max allowable.
Good Luck
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