Sell your VanStal's first, they are way over priced and way way overated and secondly it will also help the budding surfcasting avoid a phobia about being inadequately outfitted to catch striped bass when all they can afford is a Penn Silverado and Ugly Stick rod which btw will catch anybass that swims in the Atlantic.
(I actually own and like my 32.00 Penn Silverado 5000!
)
Next unload your 21 foot boat and buy a 14 to 16 foot aluminum skiff with a 20 hp motor (4 strokes use a touch less gas but are more expensive to buy and repair) 2 stroke. Hey, who complains about fishing for two days on 6.2 gallons of gas?
Loss the Hemi truck or Hummer or F350 and buy a Beater 6 cylinder jeep, go with one other guy and split the gas and stickers. No need for a new ride in the dand and salt it's gonna eat your dough and the beach will eat the truck.
Fish locally! No need to drive 200 miles and sit in traffic if there are fish to be had in your backyard. I live in Falmouth which has more coastline than any other town on the Cape and there are inlets, beaches, jetties and bays all over. If you live inland than plan to carpool and split the expenses.
Recycle all your old plugs. Plastic and most wood don't go bad. If they are beat, restore them. It will give you something to do over the winter and aid in your personal creative outlet and expression!
( Building your own is not the cheapest way to go, the intial investment is a killer and your time has to be added in what it is worth in dollars, it's fun b ut man it is an exopensive hobby if you really get into it)
Re-introduce yourself to the idea that fishing, anykind of fishing, is supposed to be fun first and foremost. That will alone save you big bucks and therapist costs.