I've experience that quite a few times. I fish a spot in RI, with a fast outflow. And if the fouled hooked bass gets in that rip, it feels like a slob. lol. I saw one guy with a keeper, one night, that had this fella goin' for twenty minutes.
I agree with Skitterpop, this time of the year, I'll use a teaser.
One night I was getting Shad on the teaser. I always have a heavier stick with me, just in case.