If you like replacing HT-100 washers (because the start to stick after water intrusion) use them dry per Penn's instructions.
If you prefer to have smooth reliable drag that is impervious to the effects of getting splashed, grease them with Cal's or Shimano drag grease.
FWIW, I used to go through drag washers like candy. I have not had to replace a greased HT-100 since I started greasing them - for the last three years. YMMV
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