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On big swimmers, no tail hook, a dressing alone is Ok but not mandatory
On pencils and spooks, tail dressings cause drag and deaden the action substantially (which some guys like/ not me)
On surface poppers, usually (though Pili poppers are very good without)
On darters, I never used dressing, but some LI guys apparently do and I wouldn't argue with anyone from LI about darters
On needles.....usually, but it does substantially lengthen the plug's profile and if fish are on small bait that isn't always good. You can fish needles with just a dressing and no tail hook if you want to avoid small fish. Does change the balance some which on needles will make the plug go deeper.
On jointed plugs, no hook but definitely a dressing.
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