Where I fish on the Chessie , we use large umbrellas in the deep water . We are only allowed 2 hooks but normally just use one hook bait as a trailer . From the previous posts in this thread i take it that snags are prevalent and you will be fishing in shallower water . My suggestion is to use a smaller 4 arm umbrella with 6" shad teasers and a 3 oz bucktail or parachute with a 6" shad trailer . A 6' med-heavy boat rod matched with a penn 309 , 320 or 330 GTI spooled with 40 lb mono is perfect for this kind of fishing . Here is a pic of the kind of rig I'm talking about :
You could also try a "spoonbrella" with a larger 9" shad on a parachute :
