Yes, body only. If you want to use it in the surf, I'd get a DA* lens for it (roughly $600).
It's 10mpix like the D60 but it has a lot more features (mirror lock up, bracketing, backwards compatibility with old lenses, etc.).
I'll drop you an email.
As for why I'm selling...I'm trying to upgrade to the K20D but have to sell the K10D first or my wife will get mad at me ;-)
I can also throw in an Al Gag's plug since you're a fellow fisher :-)
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