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Lots of good info here, but you live in NY and most who answered here live in Mass, or RI.
Get a semiauto shotgun, and load it with OO buck, it will be more than you need, and the 00 will kill some one easily at the ranges you would be shooting at. Get the shortest barrel allowed by NY law. Also if you had to, you could safety the gun and smash someone in the face with the buttstock. Also in Mass you need a liscense to buy pepper spray, not sure about NY, but this is a good alternative as long as the perp is not high. Another this is a goo strong flashlight, especially at night it will blind you opponent and give you a few extra seconds, I highly recommend a surefire and use in on momentary.
As far as the handgun and ammo go, when you get your permit, and you will because you should not let the bureacracy deter you, you could by frangible ammo, it won't penetrate a wall. My personal protection is an HK USP .40c. However I did own a Sig p239 in .357sig, let me tell you if you shot at someone and missed, and you will miss because even the most trained pros do, the flame and sound of this thing would be enough to scare even the most proffesional thug back to his mommy to have his diaper changed..
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