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Sorry to hear it Paul. Many are even worse off as you stated.
Things(bad) are happening so quickly right now its blindsiding many people. I just finished reading(three times) a great book entitled "The four hour workweek" by Tim Ferriss. Although the book is about minimizing your presence on the job while maximizing your income, the author suggests you constantly ask yourself..... If I were to become unemployed tomorrow, do I have a survival plan?
I'm not suggesting you'll be unemployed, but many people are finding themselves in unfortunate situations with regard to employment and never really gave their financial survival much though until they received termination notice.
Keep your chin up, you've fought much tougher battles than this and won.
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