I haven't got much understanding of the wall street issues, but I do know this - It's a very difficult time to be self-employed right now with people having no confidence and not spending money. Money makes the world go around , but the merry-go-round stopped
and it sucks.
All the chitbums who were greedy either in the banking,wall street,real estate or mortgage loan industries can all go to hell for all I care, screw em all.
When will this country ever learn?
I never did or never want my 401K or retirement to grow too rapidly, I'd rather see it grow steady, I can live without the huge up and down swings.