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Salary in today's job world. All job's come with ins these day's. I would worry more about salary. Salary will get you through the week or month. Benefits more than health ins have been a waste even for people at retirement age. This all depends on nothing. Cash is king right now. Take the salary. Save your own money. No more than 100k in an individual bank if you have it. Ins companies do everything not to pay and your $ isn't safe anywhere right now. Take the cash and health which is required and nothing else. I have been talking to people who have been at their jobs 20 + years and can't do anything with their $ because it isn't there. It's sad but true. The only thing anyone can promise is death and taxes. Take the SALARY, OLD OR YOUNG. You can get health and life ins cheaper than your employer these days. Hope this helped.
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