Quote:
Originally Posted by Duke41
My moto If you can't pay by the end of the month dont buy it.
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Bingo! I purchase everything with my Cabela's card, just to get the points, then pay the full balance at the end of the month. Haven't carried over a balance or paid a cent of interest in over 12 months.
I do it this way to preserve my credit, build my credit limit/score and make sure I have enough credit should a serious emergency come around.