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I agree, prices do vary....also be careful how you answer the "speed" question. some companies have a higher rates for boats that exceed 45mph and some kick in at 51mph (when I read the fine print on a couple of them) I have been told that some compaines will not insure boats that go above a certain speed.
I doubt that they will cover the boat for more then you paid for it. If you really fix it up and put a lot into it you may have to get it appraised.
You local insurance agent should know which is the right company to go with for your specific case.
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