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[QUOTE=spence;69295
Waiting 2-5 years for the economy to recover could very well put the solution out of reach, if it isn't already.
-spence[/QUOTE]
Then so be it, if we can't afford it now then it's not the time to do it.
It's this credit card mentality that has been a big part of getting us into this financial mess in the first place.
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