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nightfighter · 09-02-2009, 02:19 PM

I'm covered under an American Express employee plan in Mass. But the plan sucks. Only one option for a company of that stature... It's with Cigna and it Sucks. Expensive with huge deductible and higher co-pays. I was sent to have a pulmonary test, ie. breathing capacity, and my doctor wanted a baseline. The lab billed out at +$2600.00, the ins co. only accepted half that amount, (they will only agree to accept half of the billed amount to consider....wish I could do that), and then the plan has a co-pay and a 2300.00 deductible!!!! I am going to be billed for well over a thousand bucks.....So what exactly are we paying $600.00/mo for??????? Efin' system is totally screwed up.

09-02-2009, 02:19 PM	#19
nightfighter Seldom Seen iTrader: (0) Join Date: May 2001 Posts: 10,543	I'm covered under an American Express employee plan in Mass. But the plan sucks. Only one option for a company of that stature... It's with Cigna and it Sucks. Expensive with huge deductible and higher co-pays. I was sent to have a pulmonary test, ie. breathing capacity, and my doctor wanted a baseline. The lab billed out at +$2600.00, the ins co. only accepted half that amount, (they will only agree to accept half of the billed amount to consider....wish I could do that), and then the plan has a co-pay and a 2300.00 deductible!!!! I am going to be billed for well over a thousand bucks.....So what exactly are we paying $600.00/mo for??????? Efin' system is totally screwed up.
	“Americans have the right and advantage of being armed, unlike the people of other countries, whose leaders are afraid to trust them with arms.” – James Madison.