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Originally Posted by Karl F
Mike, when you say $600 a month, is that the Total Premium, or is that the employee's %??
Also,..Family Plan, or Individual?
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It's the employees' contribution, which is 25% of the total premium, for a family plan. GIC raised the employee contribution from 20% to 25% as of July 1. That's for the "gold standard" plan, GIC's "Commonwealth Indemnity", which is good for any hospital/doctor in the US. No "network" to stay in for full coverage.
The GIC "Community Choice" PPO, and the Harvard Pilgrim PPO plan that I have now are $300/month employee contribution. That also covers prescription drug insurance.
GIC also offers cheaper HMO plans.
Our vision and dental plans are free, but they're for crap. Vision covers an annual exam, and one pair of lenses and the cheapest POS frames available every two years. Dental plan covers up to $1000 per family member per year, so a root canal means you're digging into your own pocket for whatever it costs above a grand.