I had all my insurance thru the same agency and they doled out the policies for home auto umbrella etc to different companies but I didn't like the one they chose for boats (the didn't know jack about boats) so I did that separately. For my boat insurance I now use Almeda and Carlson in sandwich. Never made a claim but they know what you need and got me a good price (lower than Boat US). I still belong to Boat US and get the unlimited towing and all but their insurance rates are weird for the coverage they provide. I got better coverage for less ... period.
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