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Oh man... This is actually an easy one for me...
KEEP THE CAR!
It is going to be A LOT harder, and more $$$, to replace the car, down the road, than to get another boat. You can always cast from shore for now! (Or hook up with others w/ a boat.)
I just started fishing again last year and did all my casting from shore. I really wanted a boat but, due to the $$$ I need to restore my 69 Camaro, I decided on getting a yak' this year.
A lot less $$$ than a "real boat" but will still get me around to more spots in CT, due to limited shore access.
Good luck with the decision!
Rob
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