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I would 2nd, 3rd...the external HD idea. I have several and they work like a charm. What I wanted to add though is whatever you end up doing, make another copy and give it to a friend/relative or keep one at work. That way you have it off site. Online backup services work well for this too. If anything unthinkable happens all your data isn't in one location. You may also want to back up your documents, tax files and other personal info you may have on there. If you end up with USB, check out the features, some include backup software, and one of the Western digital I have includes password protection. You can always add third party encryption later too if you would like.
Good luck. Good to be thinking of this before something really bad happens.
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