Quote:
Originally Posted by PaulS
I THINK that they don't require you to pay right away. As you said, you may only have to elect coverage. You'll prob. then get a policy and a bill which you have to pay w/in 30 days. So you have ineffect 90 days b/f you have to come up with $. If you don't have any claims in that period, you don't have to pay for anything. If you did have large claims, you can pay the 3 months you owe and have the ins. cover those claims. I'd read everything 2x to make sure that is the case.
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If you don't pay your bill every month you WILL get a notice cancelling your insurance retroactive to the date when you "paid to date". If you had a claim you will have to pay back the money.
It's not like your car ins. where they tell you up front when it will be cancelled.
Go with the Mass Health. They will base your premium on what you earn "collecting". Your premium will be low and your insurance will be first rate.