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I'll tell you this much, in addition to what the others have said. These days people are holding on to their money and no opening their wallets easily. If you lower your prices too much you are going to get the kind of people on the boat that you really don't want to be hanging around with. They will show you boat and equipment zero respect and you'll at times wind up paying more in repairs than the charter fee.
As the others have said, just rearrange your calendar so you can get more time on the water and forget about trying to make a profit doing it.
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