Don't know how long they will be this low but they are here today. Feel free to pm me with any questions. John if your not cool with it just delete it. But I'm sure this info may be helpful to some people here. Its crazy to see the spreads on 15,30s and arms so close. Haven't seen this in 12 years. You can also do any term you want on a conventional loan so you don't have to go back to a full 30 year.
30 fixed FHA 3.75% no points
15 fixed FHA 3.5% no points
30 CONVENTIONAL 3.99% NO POINTS
15 CONVENTIONAL 3.375 NO POINTS
UP TO 125% LOAN TO VALUE WITH NO PMI IF YOUR INVESTOR IS FANNIE OR FREDDIE. LINKS BELOW TO CHECK.
125% LTV 720 CREDIT NO PMI NO POINTS
30 FIXED 3.99%
15 FIXED 3.375%
580 CREDIT UP TO 125% LTV NO PMI NO POINTS
30 FIXED 4.375%
15 FIXED 3.75%
FANNIE LINK
Does Fannie Mae Own Your Mortgage? Loan Lookup Tool
FREDDIE LINK
https://ww3.freddiemac.com/corporate/